Aunoa
Whakawhitinga
Interest accrues every second and is automatically reinvested.
Ka piki te painga
Ia hēkona
Reinvestment
Whakaemitanga
Ia hēkona
Claiming
Not needed
Penapena Tāra
7.50% APY
Reinvestment
Automatic
Ko te APY e whakaaturia ana ko te reiti mau tonu e mana ana ināianei. Ka whakahoutia pea i te rerekē haere o ngā āhuatanga o te mākete; ka hāngai te reiti hou ki ngā toenga o nāianei tae atu ki ngā tāpae hou.
Ka whakakaha e ngā rangatira ahumahi
Te raru o te whakawhitinga ā-ringa
Ngā papatono crypto maha e hiahiatia ana kia tonoa e koe ngā utu āwhina ā-mā i te wā, ā, kia whakahoki ki roto. Ia wā ka whakakotahi koe, ka utu i ngā utu hinu e taea ana te tawhiti i te $10-50 i runga i te piringa o te whatunga. Mēnā ka wareware koe ki te whakakotahi mō te marama kotahi, ka ngaro ngā hua nui. He hē te whakakotahi ā-mā, he utu nui, ā, ka whakakore i te whāinga o te moni ā-muri.
Whakakotahi ā-mā ki te whakakotahi aunoa
Whakakotahi ā-mā
- Me tonoa ngā utu ā-mā i ia wā
- Utu $10-50 utu huka ia wā ka whakakotahi
- Kia wareware ki te whakakotahi? Ngaro ngā hua nui
- He pūkete iti kāore e taea (ngā utu teitei rawa)
- Me mātakitaki tonu me te mahi
- Ehara i te whiwhinga moni hihiri tūturu
Coinstancy aunoa
- Interest accrues every second and is automatically reinvested
- No claiming transaction for you to pay for
- Nothing to claim or reinvest manually
- Ka mahi mō ngā pūkete katoa (āhua $100)
- Kua oti te kore mahi (tautuhi, ka wareware)
- Whiwhinga moni hihiri tūturu (ka mahi i a koe e moe ana)
Me pēhea te mahi aunoa o te whakakotahi
Ka piki te painga
Interest accrues every second on your Savings balance.
Whakaurunga Aunoa
Accrued interest is automatically reinvested, so it becomes part of the balance that earns interest.
Nothing to claim
You never need to claim rewards or submit a reinvestment transaction yourself.
Pānga whakakotahi
Reinvested interest earns interest too. The APY shown is an annualised yield that already includes this effect.
Te kaha o te whakakotahi
| Wā | Simple Interest (7.50%) | Automatic reinvestment (7.50% APY) | Whiwhinga Āpiti |
|---|---|---|---|
| Tuku pūtuatahi | $10,000 | $10,000 | $0 |
| I muri i te tau kotahi | $10,750 | $10,750 | +$0 |
| I muri i te tau 3 | $12,250 | $12,423 | +$173 |
| I muri i te tau 5 | $13,750 | $14,356 | +$606 |
| I muri i te 10 tau | $17,500 | $20,610 | +$3,110 |
Illustrative example: over 10 years, automatic reinvestment would earn an extra $3,110 (41% more interest) compared to simple interest at the same 7.50% rate.
Dollar Savings, current fixed APY 7.50%. The APY is an annualised yield that already includes the effect of automatic reinvestment. Projection = deposit × (1 + APY)^years, assuming the current rate stays unchanged for the whole period, which is not guaranteed. Illustrative only, not a promise of future returns.
Tauira whakamahi i te ao tūturu
Kaihanga taonga mō te roanga wā
Illustrative example: Maria deposits $50,000 and leaves it for 10 years. With automatic reinvestment at the current 7.50% APY, she would earn $53,052 in interest, versus $37,500 with simple interest, if the rate stayed unchanged for the whole period (not guaranteed).
Kaiwhakaora pūtea iti
Illustrative example: Jake only has $500 to save. On platforms requiring manual compounding, claiming transactions can cost more than the interest itself on a small balance. With Coinstancy, interest is reinvested automatically, with no claiming transaction to pay for.
Uruwhenua tūmau tūturu
Illustrative example: Robert travels frequently for work and doesn't have time to monitor his investments. He deposits $25,000 and never touches it. Because interest accrues every second and is reinvested automatically, there is nothing for him to claim or reinvest.
Pātai Auau
Me pēhea te mahi aunoa o te whakakotahi?
Interest accrues every second and is automatically reinvested. This means your interest earns interest over time.
E hia ngā wā ka whakakotahia taku pānga?
Interest accrues every second and is automatically reinvested. The APY shown is an annualised yield that already includes the effect of automatic reinvestment.
Ka utua e au ngā utu hinu mō te whakakotahi?
No. You do not need to submit any transaction to reinvest your interest, and Coinstancy charges no fee on Savings yield.
Me mahi au i tētahi mea hei whakahohe i te whakakotahi?
No action required. Once you deposit into Dollar Savings, interest accrues every second and is automatically reinvested.
He aha te rerekētanga i waenga i te pānga māmā me te pānga whakakotahi?
Simple interest only earns on your initial deposit. With automatic reinvestment, you also earn on previously accumulated interest. Illustrative example: $10,000 in Dollar Savings at the current 7.50% APY over 10 years would reach $20,610, versus $17,500 with simple interest, assuming the current rate stays unchanged for the whole period, which is not guaranteed.
He paerewa iti rawa e hiahiatia ana mō te rōpū kia mahi?
Automatic reinvestment works on any balance. The minimum deposit for Dollar Savings is $10.
Timata te whakakotahi i tēnei rā
Interest accrues every second - Automatically reinvested - Nothing to claim