Add USDC savings
to your platform.

Offer your users a USDC savings feature inside your own product. Coinstancy manages the savings infrastructure, you keep your user experience.

Your interface, your brand
Balance data by API
Whiwhinga moni auau

What Link brings to your platform

A new savings feature

Add USDC savings to your product without building or running the savings infrastructure yourself.

Your user experience

Users save from your interface. You keep your brand, your journeys and the relationship with your customers.

Whiwhinga moni auau

Choose the share of yield offered to your users under the agreed commercial terms, and build a recurring revenue stream.

Me pēhea te mahi

1

Integrate Link

Your platform integrates Link into its own interface.

2

Users deposit USDC

Eligible users access the savings offer and deposit USDC directly from your app.

3

Coinstancy manages savings

Coinstancy receives the funds and runs the underlying savings infrastructure.

4

Balances via API

Your platform retrieves balance data through our API and displays it to your users.

5

Withdrawals on request

Users can request a withdrawal from your interface, subject to the applicable conditions.

Who does what

Your platform

Product, users and distribution

Owns the user relationship and the user experience
Integrates Link into its app or platform
Keeps its existing identification (KYC) flow
Sends Coinstancy the required customer information
Chooses the share of yield offered to its users

Coinstancy

Savings infrastructure and operations

Receives the USDC deposited by users
Selects and monitors the underlying savings strategies
Handles the operations linked to savings
Provides balance data and its evolution by API
Processes withdrawal requests

A revenue model built for partners

  • You set the user yield

    Within the agreed commercial terms, you decide which share of the yield goes to your users.

  • Recurring income

    As your users' savings grow, Link can generate recurring revenue for your platform.

  • Terms agreed together

    Commercial conditions are defined with each partner, based on your platform and your users.

Yield provided to your platform

How you share it

Your users
Share you choose
Your platform
Whiwhinga moni auau

Illustrative split. You decide how the yield provided by Coinstancy is shared between your users and your platform.

Pātai Auau

Who is Link for?

Link is built for fintechs, crypto platforms and other eligible applications that want to add a USDC savings feature to their own product.

Do our users leave our platform?

No. Your users access the savings offer from your interface. Coinstancy runs the savings infrastructure in the background and sends you, by API, the data you need to display balances and their evolution.

What does Coinstancy take care of?

Coinstancy receives the USDC, selects and monitors the underlying strategies and handles the operations linked to savings. You focus on your product and your users.

How does our platform earn revenue?

Under the commercial terms agreed with Coinstancy, you choose the share of the yield offered to your users. Link can therefore become a source of recurring revenue for your platform.

Can we keep our own KYC process?

Your existing KYC flow may be retained if it meets the agreed onboarding and regulatory requirements. The required customer information must be shared with Coinstancy.

How do withdrawals work?

Users request a withdrawal from your interface. Withdrawals are processed according to the applicable conditions.

How do we get started?

Click "Become a partner" and tell us about your platform. Our team will get back to you to discuss eligibility, integration and commercial terms.

Bring USDC savings to your users.