Te Aratohu Katoa ki Gnosis Pay

How the self-custodial Visa debit card lets you spend stablecoins directly from a smart account you control on Gnosis Chain.

Kua whakahoutia i te Mahuru 2026

He aha te Gnosis Pay?

Ko Gnosis Pay he kāri nama Visa e hono ana ki tētahi pūkete atamai i runga i te Gnosis Chain. Ko te nuinga o ngā kāri crypto ka tono kia whakatakoto moni koe ki tētahi kamupene pokapū i te tuatahi. Engari ko te kāri Gnosis Pay ka whakapau stablecoins tika mai i tētahi pūkete atamai Safe e whakahaerehia ana e koe, i ngā toa e whakaae ana ki a Visa.

Rangatira‑a‑iwi

Your funds stay in a Safe smart account controlled by your keys. No exchange holds your balance. You remain responsible for those keys.

Whakatau On-Chain

Ka whakatauhia ia utu kaari mā tētahi whakawhitinga i runga i te Gnosis Chain. Ka taea e koe te tirotiro i ia hokonga i runga i tētahi kaitirotiro poraka.

Ka whakaaetia huri noa i te ao

Gnosis Pay runs on the Visa network. Per the Gnosis Pay docs, that means more than 80 million merchants worldwide, online and in store.

Me pēhea te mahi a Gnosis Pay

Ka hono te kāri Gnosis Pay i tētahi pūkete ā-poraka ki te whatunga utu Visa mā tētahi huinga iti o ngā kirimana atamai.

1

Pūmaha Gnosis Pay

Ina rēhita koe, ka hangaia he Gnosis Pay Safe māu. He pūkete atamai Safe tēnei (i mua ko Gnosis Safe) i runga i te Gnosis Chain, kua whirihorahia ki ngā kōwae Gnosis Pay, ka noho hei pūkete whakapaunga māu.

2

Whakapūmau i tō Pūkete

Transfer a supported stablecoin (for example EURe or GBPe) to your Gnosis Pay Safe. Your balance is visible on-chain at all times and remains under your control.

3

Pāwhiri me te Utu

When you pay, the Visa network sends the authorisation to Gnosis Pay, which checks your on-chain balance and approves the payment within the usual card time limit.

4

Whakatau On-Chain

Ka nekehia te moni utu mai i tō Safe mā te whakawhitinga ā-poraka i runga i te Gnosis Chain. Ka taea e koe te tirotiro i ia hokonga i runga i te kaitirotiro poraka.

Rere Utu

Tō Gnosis Pay Safe

Pukoro rangatira-a‑iwi i runga i te Gnosis Chain

Hanganga Gnosis Pay

Pūnaha whakatau i runga i te aho

Whatunga Visa

80M+ kaihokohoko puta noa i te ao, e ai ki ngā tuhinga a Gnosis Pay

Ngā āhuatanga matua

He aha te mea e rerekē ai te kāri Gnosis Pay i ngā kāri nama crypto tiaki.

Rangatira‑a‑iwi

Kei a koe ō ake kī. Ka puta noa ngā moni i tō pūkete ina whakapau koe.

Katoa i runga i te aho

Every settlement is a transaction on Gnosis Chain that you can verify.

Ka whakaaetia te Visa

Ka mahi i ngā wāhi katoa e whakaaetia ana a Visa: i te toa, ā-ipurangi, ā-pā atu hoki.

Kāore he kaiwhakawhiti

No exchange holds your funds. Gnosis Pay only handles the card and fiat settlement.

Ngā taonga tautokona

Gnosis Pay accounts hold stablecoins on Gnosis Chain. The list of supported tokens depends on your region and can change; the current list is in the help center (see Sources).

$

US dollar stablecoin

Kua tāpiritia e Gnosis Pay he kōwhiringa moni pūmau tāra US ki runga i te Gnosis Chain mō ngā pūkete tāra. Kei tō rohe te wātea; tirohia te pokapū āwhina.

Kua Pukapuka ki te USD
€

EURe

He tohu moni-ā-ipurangi euro i tukuna e Monerium, he whare pūtea ā-ipurangi whai raihana. Ko te whakapau i roto i ngā euro mai i te toenga EURe ka karo i te hurihanga moni.

Kua Pukapuka ki te EUR
£

GBPe

He tohu moni hiko pauna sterling, i tukuna hoki e Monerium. Mā te whakapau pauna mai i te toenga GBPe e karo ai i te whakawhitinga moni.

Kua Pukapuka ki te GBP

Me pēhea te whiwhi i te Kaari Gnosis Pay

He maha ngā hipanga ki te tiki i te kāri Gnosis Pay. Tirohia te pokapū āwhina i te tuatahi ki te whakaū kei te wātea te kāri i tō whenua.

1

Haere ki Gnosis Pay

Go to the Gnosis Pay website and start the card application.

2

Whakaoti KYC

Verify your identity with a government-issued ID. Know-your-customer (KYC) checks are required by the card issuer's regulations.

3

Whiwhi tō Kārī

Tonohia he kāri tinana, ka tukuna ki tō wāhitau, whakamahia rānei he kāri mariko ina whakaratohia. Kua whakarārangihia ngā kōwhiringa kāri ki te pokapū āwhina.

4

Tahora & Whakamahi

Transfer a supported stablecoin to your Gnosis Pay Safe and start spending where Visa is accepted.

Ngā Whenua e tautokona ana

Gnosis Pay launched in 2023 for residents of the European Economic Area (EEA) and has since extended availability, including to the United Kingdom. Coverage depends on the card partner in each region and changes over time. The current list of supported countries is in the Gnosis Pay help center (see Sources).

Utu me ngā Paerewa

He aha te utu o te kāri me te pēhea te mahi o ngā here. Ka huri ngā utu i roto i te wā, ā, he rerekē mō ia rohe, nō reira ko ngā tatauranga kei raro nei e whakaatu ana i te hanganga utu; kei te pokapū āwhina te rārangi utu ora (tirohia ngā Puna).

Momo Utu Te nui
Whakaputanga Kāri Utu kotahi noa, kei te pokapū āwhina te nui
Utu Marama Kāore he ohaurunga i te wā o te tuhituhi
Purchases in the card currency Kāore he utu Gnosis Pay i te wā o te tuhituhi
Moni Awa (FX) Visa exchange rate, plus any FX fee in the help center
Tuku moni ATM Not offered at launch; check the help center
Hāora i runga i te aho Fractions of a cent on Gnosis Chain (paid in xDAI)

Ngā Paerewa Whakapau

Ia Whakawhitinga

Whakaritea mō ia pūkete

Paerewa o ia rā

Whakaritea mō ia pūkete

Paerewa o ia marama

Whakaritea mō ia pūkete

Limits depend on your verification level and region and can change. Your current limits are shown in the Gnosis Pay app; the general rules are in the help center.

Gnosis Pay ki ngā Kaari Crypto Tūmatanui

Te rerekētanga o te kāri Gnosis Pay ki ngā kāri crypto tiaki. Ka huri pinepine ngā utu, te whakahoki moni me te kapinga whenua; whakatauritea ngā ture o nāianei i te pae o ia kaiwhakarato.

Āhuatanga Gnosis Pay Crypto.com Binance Revolut
Kaitiaki Kaitiaki-a‑iwi Kōtahi Kōtahi Kōtahi
Whakatau On-Chain Āe Kāo Kāo Kāo
Me tuku moni Kāo Āe Āe Āe
Mōrearea hoa Kaiwhakaputa Stablecoin anake Exchange holds funds Exchange holds funds Kei te pupuri moni te pēke, te whare putea-ā-rorohiko rānei
Whatunga utu Visa Visa Visa Visa/Mastercard
Wātea EEA, UK me ētahi atu (tirohia te pokapū āwhina) Varies by region Varies by region Varies by region
Utu hoki/Ngā utu Cashback tiers based on GNO held Ngā taumata i runga i te CRO kua tāpaea Varies by region He rerekē mā ia mahere

Haumaru

Ka hangaia a Gnosis Pay i runga i a Safe, he paerewa pūkete atamai e whakamahia whānuitia ana, ā, ka tāpiri i ngā kōwae motuhake mō ngā utu kāri.

Pūkete Mana Ake

Your Gnosis Pay Safe is a smart account whose owner keys you control. Because the account lives on-chain, your ability to move funds does not depend on Gnosis Pay's servers, although the card itself does.

Mōtika Tuarua

Ka pupuri tētahi kōwae whakaroa (i runga i te Zodiac Delay Modifier, tirohia ngā Puna) i ngā whakawhitinga ki ngā wāhitau kāore i te rārangi whitelist mō tētahi wā kua whakaritea. I roto i taua wā ka taea e koe te whakakore i tētahi whakawhitinga kāore koe i whakaaro ai.

Whakaora Kaute

Safe accounts support multiple owners and recovery modules. Which options Gnosis Pay enables for your account is described in its documentation; losing your keys without a recovery setup means losing access.

Ngā Pātai Auau

He aha te Gnosis Pay?
Gnosis Pay is a Visa debit card linked to a self-custodial Safe smart account on Gnosis Chain. You spend stablecoins held in that account at merchants that accept Visa, without first depositing funds with an exchange. Gnosis Pay runs the card programme and the fiat settlement with Visa; the funds stay in your account until each purchase.
He aha ngā whenua e tautoko ana i te Gnosis Pay?
I whakarewahia a Gnosis Pay i te tau 2023 mō ngā kainoho o te Rohe Ōhanga Pākehā (EEA), ā, kua whakawhānuitia te wātea mai i taua wā, tae atu ki te Kīngitanga Kotahi. Ka whakawhirinaki te wātea ki tō nohoanga me te hoa kāri o taua rohe. Kei te pokapū āwhina o Gnosis Pay te rārangi o nāianei o ngā whenua e tautokohia ana (tirohia ngā Puna).
He aha ngā moni ka taea e au te whakapau mā te kāri Gnosis Pay?
Kei tō pūkete Gnosis Pay ngā moni pūmau i runga i te Gnosis Chain. Ko te EURe (euro) me te GBPe (pauna) nā Monerium, he whare pūtea hiko whai raihana, ā, kua tāpiritia e Gnosis Pay he kōwhiringa moni pūmau tāra US. Ko ngā hokonga i tētahi atu moni ka hurihia ki te reiti whakawhiti a Visa me ngā utu katoa e whakaaturia ana i te pokapū āwhina. Tirohia te pokapū āwhina mō ngā tohu e tautokohia ana i tō rohe.
He haumaru te whakamahi i te Gnosis Pay?
Ka whakamahi a Gnosis Pay i tētahi pūkete atamai Safe e whakahaerehia ana e koe me ō ake kī, nō reira kāore he whakawhitinga e pupuri ana i tō toenga. Ka hoatu e tētahi kōwae whakaroa he wā ki a koe ki te whakakore i ngā whakawhitinga kāore i te kāri i mua i tō rātou whakatinanatanga. Ka tangohia tēnei i te tūraru o te taha whakawhiti engari kāore i te katoa o te tūraru: kei a koe tonu te kawenga mō ō kī, kei ngā moni pūmau te tūraru kaiwhakaputa, ā, ka whakawhirinaki te pūkete ki te mahi noa o Gnosis Chain. Pānuitia ngā tuhinga Gnosis Pay me Safe i mua i tō whakamahinga.
Me pēhea te whakataurite a Gnosis Pay ki ngā kāri a Crypto.com, Binance?
Crypto.com and Binance cards are custodial: you top up a balance held by the exchange, which converts crypto to fiat for you. Gnosis Pay is self-custodial: the stablecoins stay in your Safe until the moment of purchase, and each payment is settled on-chain. In exchange, Gnosis Pay supports fewer assets, and its fees, cashback and country coverage follow different rules. Compare the current terms on each provider's site before choosing.

Ngā puna me ngā pānuitanga atu anō

Ka whakawhirinaki ngā tatauranga me ngā kerēme o tēnei whārangi ki ngā tuhinga kei raro nei. Ka neke ngā tatauranga pā ki te wā (reiti, hua, utu, raraunga mākete): tirohia te uara ora i te puna i mua i te mahi.

  1. Gnosis Pay documentationdocs.gnosispay.com

    How the card works, the Safe account model, self-custody and the "80+ million Visa merchants" figure.

  2. Pokapū āwhina Gnosis Payhelp.gnosispay.com

    Ngā whenua e tautokohia ana, ngā tohu e tautokohia ana, ngā utu kāri, ngā here me te whakahokinga moni: ngā uara ora e whakahuahia ana i tēnei whārangi.

  3. Tuhinga Gnosis Chaindocs.gnosischain.com

    Gnosis Chain, xDAI hei tohu hau me ngā utu whakawhiti.

  4. Safe documentationdocs.safe.global

    Me pēhea te mahi a ngā pūkete atamai Safe, ngā rangatira me ngā kōwae.

  5. Zodiac Delay Modifier (GitHub)github.com

    Te kōwae Safe e whakatinana ana i te roanga wā e taea ai te whakakore i tētahi whakawhitinga.

  6. Moneriummonerium.com

    Kaiwhakaputa o ngā tohu moni-ā-ipurangi EURe me GBPe, e wātea ana i runga i te Gnosis Chain.

  7. CoinGecko, Gnosis (GNO)coingecko.com

    Live market data for GNO, the token used in the Gnosis Pay cashback programme.

I arotakea whakamutunga: Mahuru 2026. Ka whakatuwheratia ngā hononga o waho ki tētahi tihopa hou; kāore a Coinstancy e whai kawenga mō ō rātou ihirangi.

Timata tō Haerenga Penapena Crypto

I a koe e whakamahi ana i a Gnosis Pay mō te whakapau moni, ka taea e koe te whakatakoto i tō USDC ki Coinstancy Dollar Savings i te 7.50% APY.