Te Aratohu Katoa ki USD1 Moni pūmau
Kua whakamāramahia te USD1 stablecoin a World Liberty Financial: me pehea e mahi ana, he aha e tautokohia ana, he wāhi hei whakamahi, ōna mōrearea, me te whakataurite ki te USDC me te USDT.
He aha te USD1?
Ko te USD1 he moni pūmau e herea ana ki te tāra o Amerika, nā World Liberty Financial (WLFI) i whakaputa, he umanga DeFi e mōhiotia whānuitia ana e pā ana ki te whānau Trump. E ai ki te kaiwhakaputa, i pānuitia te USD1 i te Maehe 2025. Kua whakaritea hei moni pūmau mō ngā umanga, ā, ka mahi hoki i roto i te pūtea whakawhiti-kore.
The issuer states that each USD1 token is backed 1:1 by a reserve of short-term US Treasuries, US dollar deposits and cash equivalents. This reserve structure is similar to the one USDC uses. Redemption at one US dollar depends on the issuer honouring it, so the published attestations matter.
I whakarewahia a USD1 ki Ethereum me BNB Chain, nō reira he maha-herenga mai i te tīmatanga. Kua kumea te aro nui o te kaupapa nā ōna kaitautoko rongonui. Pānuitia tā mātou aratohu huamoni moni-ū mō te whakamahinga o ngā tohu tāra ki te whiwhi huamoni.
Tautokohia e te Pūtea
Ko ngā pūtea rāhui kei roto i ngā Treasury o US, ngā pūtea tāpui USD me ngā ōrite moni, e ai ki te kaiwhakaputa.
Arotahi ā-Rōpū
Designed for institutional users, with identity checks on minting and redemption.
He taketake maha-aho
Available on Ethereum and BNB Chain from launch; the issuer lists the networks it supports today.
Me pēhea te mahi a USD1
USD1 uses the mint and redeem model common to fiat-backed stablecoins. For every USD1 minted, the issuer says it holds an equivalent amount of US dollars or dollar-denominated assets in reserve.
Tautokonga Tahua
According to the issuer, reserves are held in short-term US Treasuries, US dollar deposits at regulated institutions and other cash equivalents. Short-dated assets are easier to sell, which supports prompt redemptions.
Mahi Minti
Authorized participants deposit US dollars with World Liberty Financial. In return, an equivalent amount of USD1 is minted on-chain. Minting goes through institutional channels, not a retail app.
Utu
Eligible holders can redeem USD1 for US dollars through authorized channels. Redeemed tokens are burned, which reduces total supply and keeps the 1:1 ratio.
Aroturuki Kaiwhakarato
The issuer names BitGo as the custodian of USD1 reserve assets. The issuer publishes reserve attestations on its site; read the latest one to see the reserve breakdown and the firm that prepared it.
Ngā Āhuatanga Matua o USD1
He aha te mea e rerekē ai a USD1 i te mākete stablecoin.
Tautoko a te Pūtea o te United States
E kī ana te kaiwhakaputa ko ngā rāhui kei te nuinga e pupurihia ana ki ngā US Treasuries wā poto. He iti te tūraru nama o ngā pire Treasury, engari ka whakawhirinaki tonu te stablecoin ki te kaiwhakaputa, ki tana kaitiaki me tana tukanga whakaora, nō reira kāore ngā rāhui i te noho tūraru-kore.
Hoahoa Kura Taumata
USD1 is built for institutional requirements: compliance frameworks, Know Your Customer and Anti-Money Laundering (KYC/AML) checks for minting and redemption, and custody with BitGo.
Arotahi Ture
World Liberty Financial presents USD1 as a compliance-first stablecoin, designed to fit US stablecoin regulation as it develops.
Taiao DeFi
Despite its institutional focus, USD1 is built for DeFi. It is an ERC-20 token on Ethereum and a BEP-20 token on BNB Chain, so standard wallets and protocols can handle it.
Multi-Chain mai i te rā tuatahi
Launching on Ethereum and BNB Chain gave USD1 access to two large DeFi ecosystems. The issuer lists any additional networks on its site.
Tautoko Tūtohu
Nā ngā kaitautoko rongonui o World Liberty Financial i nui ake te kitea o USD1 i te nuinga o ngā stablecoin hou. Kāore e ōrite te kitea ki te whakamahinga: tirohia te tuku ora me te waiwai i mua i te whakawhirinaki atu.
World Liberty Financial: Te Rōpū I muri i te USD1
World Liberty Financial (WLFI) is a DeFi-focused venture announced in 2024. The project is publicly associated with the Trump family and positions itself between traditional finance and decentralized finance.
WLFI's plans go beyond a stablecoin. The team says it wants to build a DeFi ecosystem that institutional investors and mainstream users can both access. USD1 is the centrepiece of that strategy.
The project has also made headlines for its on-chain treasury activity. Treat that news as separate from the mechanics of USD1 itself: what matters for a holder is the reserve, the custodian and the redemption process.
Tōkena Mana: WLFI
World Liberty Financial has its own governance token, WLFI, sold in public token sales. WLFI holders vote on the governance of the wider WLFI ecosystem. Learn how this works in our guide on what a DAO is.
Ngā Hononga Rautaki
WLFI announces partnerships with DeFi protocols and traditional finance firms on its site. Check the official announcements rather than social media before acting on a partnership claim.
USD1 ki te USDC ki te USDT
Me pēhea te whakataurite a USD1 ki ngā moni pūkete mau e rua nui.
| Āhuatanga | USD1 | USDC | USDT |
|---|---|---|---|
| Kaiwhakaputa | World Liberty Financial | Porowhita | Tether |
| Tautoko | Ngā Putea US + moni (mā ia kaituku) | US Treasuries + cash (per Circle) | Mixed reserves (per Tether) |
| Kaitiaki | BitGo (per issuer) | Ngā whakahaere US kua whakaritea (mā Circle) | Ngā momo rerekē (mā Tether) |
| Arotakenga/Whakaū | Published on issuer site | Ia marama (Deloitte) | Ia wāhanga (BDO) |
| Ngā aho | Ethereum, BNB Chain (i te whakarewanga) | He maha ngā mekameka | He maha ngā mekameka |
| Circulating supply | Te mea iti rawa o ngā mea e toru (tirohia DefiLlama) | Second largest (see DefiLlama) | Largest (see DefiLlama) |
| Tuhinga hītori | Mai i te 2025 | Mai i te 2018 | Mai i te 2014 |
Wāhi ki te whakamahi i te USD1
Ngā aho tautokohia me ngā whakauru DeFi mō te USD1.
Ethereum
USD1 is an ERC-20 token on Ethereum, the largest DeFi ecosystem by TVL. Use it on decentralized exchanges (DEXs), lending protocols and yield platforms that have listed it.
BNB Chain
As a BEP-20 token on BNB Chain, USD1 benefits from lower transaction fees and fast confirmations. This suits frequent trading and smaller transactions.
USD1 i DeFi
Ngā whai wāhitanga hua me ngā rautaki DeFi me USD1.
Pūnaha likiti
Provide liquidity in USD1 pools on DEXs. Stablecoin pairs (USD1/USDC, USD1/USDT) usually carry lower impermanent loss risk while earning trading fees.
Utu HokohokoMākete Whakapae
Where a lending protocol lists USD1, suppliers earn interest from borrowers. Early integrations sometimes offer promotional rewards to attract liquidity; these are temporary.
Pānga KāriWhakawhiti Stablecoin
Trade USD1 against other stablecoins on stableswap DEXs for low slippage. Pool depth for a new token can be thin, so check it before a large trade.
Tuku PūketePūtea Whakahaere
Coinstancy Dollar Savings pays 7.50% APY on USDC. Interest accrues every second and is automatically reinvested, there is no lock-up, and you can request a withdrawal at any time. It is a simpler way to earn yield without managing DeFi positions yourself.
Huamoni whakahaereMōrearea me ngā Whakaaroaro
Ngā āhuatanga nui hei whakaaro i mua i te whakamahi i te USD1.
Mōrearea Ture
US stablecoin regulation is still evolving. Changes could affect USD1's operations, reserve requirements or permitted uses. WLFI's political associations add a further layer of scrutiny.
Mōrearea Whakakotahi
Kei te whakahaeretia a USD1 e World Liberty Financial, he hinonga kotahi. Ka taea e WLFI te whakatio i ngā tohu, te whakarārangi pango i ngā wāhitau, me te whakatau takitahi mō te heke mai o te moni pūmau.
Mōrearea Whakamahi
Hei moni pūmau hou ake, he iti ake te rere o USD1 me te iti ake o ngā whakaurunga i tō USDC, USDT rānei. Ko te iti o te rere he nui ake te paheketanga i te wā hokohoko me te iti ake o ngā whai wāhitanga hua.
Whakapāha: He mō te mātauranga anake tēnei aratohu, kāore e kīia he tohutohu pūtea. Kei roto i ngā moni pūmau ngā mōrearea tūturu, tae atu ki ngā whakaraerae o te kirimana atamai, ngā mōrearea whakahaere rahui, me te kore māramatanga o ngā ture. Me rangahau tonu koe i a koe anō, me whakangao noa i te mea ka taea e koe te ngaro.
Ngā Pātai Auau
He aha te USD1?
Ko wai kei muri i USD1?
Me pēhea te rerekētanga o USD1 i te USDC, USDT rānei?
He haumaru a USD1?
Kei hea ka taea te whakamahi i USD1?
Ngā puna me ngā pānuitanga atu anō
Ka whakawhirinaki ngā tatauranga me ngā kerēme o tēnei whārangi ki ngā tuhinga kei raro nei. Ka neke ngā tatauranga pā ki te wā (reiti, hua, utu, raraunga mākete): tirohia te uara ora i te puna i mua i te mahi.
- World Liberty Financial, official siteworldlibertyfinancial.com
Issuer of USD1: stated reserve composition, custodian, supported networks, launch announcement and reserve attestations.
- Circle transparencycircle.com
USDC reserve composition and monthly attestations used in the comparison table.
- Tether transparencytether.to
USDT reserve reports and quarterly attestations used in the comparison table.
- DefiLlama, stablecoinsdefillama.com
Kaiwhakahuihui ora mō te tuku tohanga o USD1, USDC me USDT; ka neke ngā tatauranga ia rā.
I arotakea whakamutunga: Mahuru 2026. Ka whakatuwheratia ngā hononga o waho ki tētahi tihopa hou; kāore a Coinstancy e whai kawenga mō ō rātou ihirangi.
Whiwhi Hua i runga i ngā moni pūmau me Coinstancy
Whiwhi 7.50% APY i runga i te USDC me te Coinstancy Dollar Savings. Ka whakaemihia te huamoni ia hēkona, ka whakamoni aunoa. Kāore he raka, tonoa he tangohanga i ngā wā katoa. Ka āhei a Coinstancy ki te whakarite i ētahi atu uhi mō ngā whakaaturanga kawa kua tīpakohia mā OpenCover; ina hohe, ka āhei ia ki te whakatika i ngā maiki e tika ana i roto i ngā tikanga me ngā herenga o te rīanga.