KYB me te hanganga ture
He aha tā mātou e pātai ai i te wā whakauru, he aha i pātai ai, me te roa o te wā.
KYB i mua i te putunga tuatahi · USD or USDC · Ngā tikanga mai i Hepetema 2026
Te putanga poto
- KYB (Know Your Business verification) is completed once, before the first deposit. There is no version of this product that skips it.
- E iwa ngā whakaritenga, he ōrite mō ia hinonga: ko te tuhinga anake e tutuki ana i ia whakaritenga ka rerekē.
- Kāore he wā hurihanga me te rārangi mana whenua e whakaputaina ana i konei. Ka whakaaetia ēnei mea e rua mō tō kōpaki, mā te tuhituhi, i mua i tō whakapau i tētahi mea.
- Ko te pūkete pēke pūtea me te wāhi whakawhiti tangohanga, me noho ki te ingoa o te hinonga kua whakamana.
- Ka hoatu e mātou te pūkete ki tō rōpū pūtea; ko te whakahaere kaute me te tāke ka noho ki tō kaikaute me tō kaitātari.
He aha i hiahiatia ai te KYB.
Ko te KYB (Mōhiotanga Pakihi) te taurite rangatōpū o te KYC (Mōhiotanga Kiritaki). Ka puta kia kotahi, i mua i te pūtea tuatahi, ā, ehara i te mea kōwhiringa. Kāore he putanga o tēnei hua e peke ana i tēnei.
Me mōhio tātou ko wai tā tātou e kirimana ana
Ka puta nga moni na tetahi hinonga ture, ehara ma te tangata. I mua i te putunga tuatahi ka whakau matou kei te noho te hinonga, kei te pai tona tu, a ko te tangata e haina ana he mana ki te here i a ia.
Me aroturuki te mana pupuri
Ka taea e nga hanganga umanga te huna i te tangata e whai hua ana i te putea. Ka tohu matou i nga rangatira whai hua kei muri i te hinonga kia whai ingoa te putake o te moni me tona whainga ingoa.
Me whai huarahi kua whakaaehia i mua mo nga tangohanga
Ka wātea ngā tangohanga i roto i ngā hāora 48, ā, ka mahi anake tērā mēnā kua whakamanahia te ūnga i mua atu. Ka whakatika a KYB i te hinonga, te pūkete pēke me ngā kaiwaitohu whai mana i mua i te neke o ngā moni.
He tukanga kotahi, ehara i te taumahatanga tōmuri
The full file is collected once, at onboarding. After that, we ask for an update when something material changes on your side: a new signatory, a change of control, a new funding bank account, or a document that has expired. Adding to an existing position, moving between tiers or withdrawing does not restart the process. Withdrawals stay available within 48 hours under the conditions of your tier.
Documents by entity type.
He ōrite ngā whakaritenga e iwa mō ia hinonga; ko te tuhinga anake e tutuki ai ia whakaritenga ka huri. Ka whai ngā ingoa i ngā kupu a US; ka whakaaetia te kupu ōrite o te rohe mō ngā hinonga kua rēhitatia ki wāhi kē. Whakatuwheratia te poraka e hāngai ana ki tō hanganga.
- Tuhinga whakatū
- Tiwhikete whakaurunga
- Tuhinga whakahaere
- Ngā ture ā-roto me te rēhita kaipupuri hea
- Tohu kei te hōu tonu te hinonga
- Tānga rēhita, tiwhikete rānei o te tūnga pai
- Mana pupuri whaihua
- Ko ngā kaipupuri hea kei runga, kei raro rānei i te paepae mana pupuri, me te mekameka tae atu ki te tangata māori
- Te mana whakahaere me te mana
- Te whakataunga a te poari, te mana tuhituhi rānei hei whakatuwhera i te pūkete
- Te tautohu i ngā kaihaina
- Te uruwhenua, te ID ā-motu rānei me te tohu wāhi noho mō ia kaiwhakahaere me ia kaihaina
- Te tautohu tāke
- EIN (Employer Identification Number), or the local tax identification number
- Te pūkete pūtea
- Te pūrongo pēke, te reta rānei e whakaatu ana i tētahi pūkete kei runga i te ingoa o te hinonga
- Te pūtake o ngā pūtea
- He whakamārama poto i tuhia mō te wāhi i ahu mai ai te toenga pūtea
- Tuhinga whakatū
- Ngā tuhinga whakahaere, te tiwhikete whakatūnga rānei
- Tuhinga whakahaere
- Te whakaaetanga whakahaere me te rēhita mema
- Tohu kei te hōu tonu te hinonga
- Tānga rēhita, tiwhikete rānei o te tūnga pai
- Mana pupuri whaihua
- Ngā mema kei runga, kei rite rānei i te paepae mana pupuri, me te mekameka tae atu ki te tangata māori
- Te mana whakahaere me te mana
- Te whakataunga kaiwhakahaere, mema rānei, i runga i te whakaaetanga whakahaere
- Te tautohu i ngā kaihaina
- Te uruwhenua, te ID ā-motu rānei me te tohu wāhi noho mō ia kaiwhakahaere me ia kaiwaitohu
- Te tautohu tāke
- EIN, te tau tautohu tāke ā-rohe rānei
- Te pūkete pūtea
- Te pūrongo pēke, te reta rānei e whakaatu ana i tētahi pūkete kei runga i te ingoa o te hinonga
- Te pūtake o ngā pūtea
- He whakamārama poto i tuhia mō te wāhi i ahu mai ai te toenga pūtea
- Tuhinga whakatū
- Te tiwhikete rēhitatanga hoa, i reira te hoa e rēhitatia ana
- Tuhinga whakahaere
- Te whakaaetanga hoa, tae atu ki te rārangi o ngā hoa
- Tohu kei te hōu tonu te hinonga
- Tangohanga rēhitatanga, te tāpaetanga rite rānei ki te kore he rēhitatanga
- Mana pupuri whaihua
- Ngā hoa matua i ngā āhuatanga katoa, me ngā hoa whai wāhi iti i runga i te paepae
- Te mana whakahaere me te mana
- Mana ā-tuhi i hainatia e te hoa matua
- Te tautohu i ngā kaihaina
- Uruwhenua, te ID ā-motu rānei me te tohu wāhi noho mō ia hoa matua me te kaihaina
- Te tautohu tāke
- EIN, te tau tautohu tāke ā-rohe rānei
- Te pūkete pūtea
- Pūrongo pēke, reta rānei e whakaatu ana i tētahi pūkete i runga i te ingoa o te hōnore
- Te pūtake o ngā pūtea
- He whakamārama poto i tuhia mō te wāhi i ahu mai ai te toenga pūtea
Ngā tuhipoka whaihua
Ko nga mea kaore matou e patai
Nga wa whakaurunga tuturu.
Kāore mātou e whakaputa i te wā hurihuri e kore e taea e mātou te pupuri. Ko te mea ka taea e mātou te whakatakoto, ko te āhua o ia wāhanga, ko wai te taha e whakahaere ana, he aha tāna e whakaputa, me te aha e roa ake ai te wā o tētahi kōnae i te wā e tika ana.
Ka kohikohi koe i te kōnae
Koe · ngā tuhinga umangaKo te nuinga o te wā kua pahure kei konei, ehara i a mātou. Ko ngā kamupene kua rongoā i tētahi kōpaki tuhinga umanga ka tere te neke; ko ngā kamupene me tono i tētahi tangohanga rēhita ka tatari ki te rēhita.
Ka arotake mātou i te kōnae
Coinstancy · arotake kōnaeArotake o te hinonga, te mekameka rangatira me ngā kaihaina. Ko te kōnae e tae mai ana i te kīanga me te mārama te huarahi tere rawa; ka kōrero mātou ki a koe i te wāhi e tū ana tō kōnae ina kite mātou.
Ngā whakamārama, mena he
Ngā taha e rua · kotahi te haerengaKa puta mai i te tuhinga kua tawhito, i te mekameka rangatira e mutu ana ki tētahi atu kamupene, i te kaihaina rānei kāore e kitea te mana. Ko ia haerenga ka tāpiri ki te tapeke.
Kua whakatuwheratia te pūkete, te moni whakatakanga tuatahi
Coinstancy · ngā tohutohu pūteaIna ea te KYB, ka whakatuwheratia te pūkete, ā, ka tukuna ngā tohutohu pūtea. Ko ngā moni whakatakanga i roto i te USD ka whai i ō wā whakawhiti pēke, kāore mātou e whakahaere ana.
Me pēhea te whakamahere mō tēnei
Ask us for an estimate rather than working from a number on a page. Once we have seen your entity, your ownership chain and the documents you already hold, we can tell you where your file sits and what is likely to hold it up. If a board meeting or a quarter end fixes your date, say so at the start and we will tell you plainly whether it is realistic.
What slows a file down
Stages described as of September 2026. No duration is published, none is contractual, and none constitutes an SLA: the actual time depends on your entity, your structure and the completeness of the file you submit. Any estimate we give you applies to your file and to the day we give it.
Eligible and excluded jurisdictions.
We would rather leave this blank than publish a list we cannot stand behind. Here is exactly what we can say, and how to get a definitive answer for your entity.
The country-by-country list is confirmed at onboarding
We do not publish a list of eligible or excluded jurisdictions here, because a list of that kind changes with sanctions regimes and regulatory guidance. A stale page would be worse than no page: a finance team could plan against a country we no longer accept, or rule out one we do. No jurisdiction should be treated as accepted or refused on the strength of this page. The determination for your entity is made against the list in force on the day we review your file, and we give you that answer in writing before you commit anything.
He aha tā mātou e kī ai me te kore rārangi
He aha tēnei whārangi kāore e mahi
Te wehewehenga pūtea me te hinonga kirimana.
Ko wai koe e haina ana, ko wai te ingoa e neke ai te moni, ā, he aha te wehewehenga e hoko ai, e kore ai e hoko māu.
E rua ngā hinonga, kotahi te whakaaetanga
The agreement is between your verified legal entity and the Coinstancy contracting entity, which is identified in full (legal name, registration and registered address) in the agreement issued before the first deposit. Your finance team should read that document, not this page, as the authoritative statement of who you are contracting with. If your policy requires that detail before you start the KYB file rather than at the end of it, ask us through the contact page and we will send it first.
He aha te tikanga o te wehenga i konei
Te mea kāore e kīia
Te maimoatanga kaute me te tāke: he aha tā mātou e kī ai.
Ehara a Coinstancy i tō kaikaute, i tō kaitātari, i tō kaitohutohu tāke rānei, ā, kāore he kupu tohutohu i konei. Ko tā mātou e taea ai ko te whakaingoa i ngā pātai e whā me whakautu e tō rōpū pūtea.
Mēnā ka kiia te hua kua whakaemitia hei moni whiwhi pūtea, hei painga mō te rawa matihiko, hei mea kē atu rānei, ka whakawhirinaki ki tō rohe whakahaere me te āhua o tā tō kaitātari e pānui ana i te tūranga. Kāore mātou e whakatau i tērā mōu.
Ka whakaputa hua tonu te moni whakaputa, ā, ka kitea i te papatohu i mua i te tangohanga. Ahakoa ka mōhio koe ki a ia i te wā e whakaputa ana, i te wā rānei e whakatinanatia ana, he whakatau kaupapa here kaute tērā mā tō rōpū pūtea me tō kaitātari kaute.
Kāore te pupuri moni pūmau i te moni i roto i te nuinga o ngā anga kaute, ahakoa kua herea ki te tāra. Whakaūtia te rārangi e tika ana i mua i te putunga tuatahi, kaua i te mutunga o te tau.
I runga i te taumata kua maukati, ka whakahokia te moni matua e te putanga wawe, ā, ka ngaro te moni hua kua whiwhi. Kāore he whiu ki te moni matua, engari me whakahoki te moni hua kua ngaro mēnā kua mōhio koe ki a ia i mua.
Kei hea te rārangi e noho ana
Ka hoatu e mātou ki a koe te pūkete: ngā moni whakatakoto, ngā whiwhinga me ngā tangohanga e pā ana ki tō hinonga, e kitea ana i te papa pūrere. Ka huri tō kaikaute i taua pūkete hei whakaurunga, ā, inā e hiahiatia ana, hei tāke. Kāore mātou e whakaputa whakaaro mō te tukanga, kāore mātou e whakaputa puka tāke mōu, ā, kāore mātou e kī atu ki a koe he aha te whakatau a te kaiwhakahaere ture, a te kaitirotiro rānei i tō rohe whakahaere. Mēnā e hiahia ana tō kaitirotiro ki te mārama ki te tikanga i mua i te whakaaetanga, whakapā atu ki a rātou ki te pēhea te mahi o te hua me te whārangi whakapā me te mōrearea, ā, whakatakotoria ngā pātai e kore e taea e mātou te whakautu ki a rātou.
Ko ngā tikanga me ngā whakarāpopototanga hua kei te Tirohanga Pro me te Pātai Auau.
Ngā puna me ngā pānuitanga atu anō
Ka whakawhirinaki ngā tatauranga me ngā kerēme o tēnei whārangi ki ngā tuhinga kei raro nei. Ka neke ngā tatauranga pā ki te wā (reiti, hua, utu, raraunga mākete): tirohia te uara ora i te puna i mua i te mahi.
- FinCEN, Ture whakamutunga mō te Whakatūturu Kiritaki (CDD)fincen.gov
The US rule requiring financial institutions to identify and verify the beneficial owners of legal entity customers.
- Ngā Tūtohutanga FATFfatf-gafi.org
Ko te paerewa ā-ao mō te whakatūturu kiritaki, te rangatiratanga whai hua me te tātari whiu e whāia ana e ngā tukanga KYB.
- FASB, ASU 2023-08 on crypto assetsfasb.org
Ko te paerewa US GAAP mō te kaute me te whāki i ngā rawa crypto. Ko te whakatau mēnā ka uru tētahi stablecoin ki tōna whānuitanga, he pātai mā tō kaitātari kaute.
- IRS, digital assetsirs.gov
US federal tax treatment and reporting of digital assets, including stablecoins.
- FDIC, inihua pūteafdic.gov
Ngā mea e hipokina ana e te inihua pūtea FDIC i ngā pēke kua inihua. Ehara tēnei hua i te pūtea pēke, ā, kāore i te inihua e FDIC.
I arotakea whakamutunga: Mahuru 2026. Ka whakatuwheratia ngā hononga o waho ki tētahi tihopa hou; kāore a Coinstancy e whai kawenga mō ō rātou ihirangi.
Tīmatahia te KYB, tirohia rānei tō take i te tuatahi.
Whakatuwheratia he pūkete ka tīmata tika i te kōnae. Mēnā kei te hiahia koe kia whakautua ō rohe, tō hanganga, ō whakaritenga kirimana rānei i mua i te kohi tuhinga, ka taea e tō mātou rōpū te whakautu mā te whārangi whakapā.