Kāinga Rongonga Whakapiki Penapena

Mahia ō penapena mahi kaha ake.

Earn 7.50% APY on USDC with Dollar Savings. Withdraw anytime: complete requests are normally settled within 48 calendar hours.

Tīmata te whiwhi Whakatau Hua
$

Penapena Tāra

USDC • Fixed APY

7.50%

APY

Interest accrues every second
Tukua atu i ngā wā katoa

Ko te APY e whakaaturia ana ko te reiti mau tonu e mana ana ināianei. Ka whakahoutia pea i te rerekē haere o ngā āhuatanga o te mākete; ka hāngai te reiti hou ki ngā toenga o nāianei tae atu ki ngā tāpae hou.

What to know about Dollar Savings

Penapena Tāra

7.50% APY
  • Ko te APY e whakaaturia ana ko te reiti mau tonu e mana ana ināianei. Ka whakahoutia pea i te rerekē haere o ngā āhuatanga o te mākete; ka hāngai te reiti hou ki ngā toenga o nāianei tae atu ki ngā tāpae hou.
  • Interest accrues every second and is automatically reinvested.
  • Ka taea e koe te tono tangohanga i ngā wā katoa. Ko ngā tono kua oti ka whakatau noa i roto i te 48 hāora maramataka; ka roa ake pea te whakapūmau whatunga whakamutunga.
  • Ka uru tuatahi tō USDC ki tētahi pukoro waitohu-maha haumaru e whakahaerehia ana e Coinstancy i mua i tōna tukunga ki ngā rautaki ā-poraka kua tīpakohia.

Main risks

  • Tūraru moni pūmau
    Ka tukuna te USDC e Circle. Ka taea e te moni pūmau te ngaro mō te wā poto, mō te wā roa rānei tōna here ki te tāra US.
  • Mōrearea kawa
    Ka pāngia ngā kawa on-chain e whakamahia ana e tētahi rautaki e ngā hapa waehere, ngā whakamahinga kino, ngā rahunga oracle, ngā maiki whakahaere rānei, ka hua pea he ngaronga wāhanga, ngaronga katoa rānei.
  • Tūraru moni
    I ngā mākete pōraruraru, kāore pea e nui te waiwai wātea o tētahi kawa ki te whakahaere i ngā tangohanga ināianei tonu, ka whakaroa pea i te whakataunga.
  • Mōrearea whatunga
    Ka taea e te pōnānā o te poraka, ngā aukatinga, ngā pikinga utu rānei te whakaroa i ngā whakawhitinga me ngā whakaūnga.

Selected protocol exposures may benefit from additional coverage arranged through OpenCover, subject to the applicable policy terms, conditions, and coverage limits. How protocol coverage works

Read more about risks

Tātaihia ō hua

$
I muri i te tau kotahi
$10,750
+$750 earned
I muri i te tau 3
$12,423
+$2,423 earned
I muri i te tau 5
$14,356
+$4,356 earned

Rate used: Dollar Savings, current fixed APY 7.50%. Horizons: 1, 3 and 5 years. The APY is an annualised yield that already includes the effect of automatic reinvestment. Projection = deposit × (1 + APY)^years, assuming the current rate stays unchanged for the whole period, which is not guaranteed. Illustrative only, not a promise of future returns.

Timata te whiwhi moni i tēnei rā

Waihanga Pūkete Koreutu

Me pēhea te mahi

1

Waihangahia te pūkete

Rēhita i raro i te rua meneti

2

Kōwhiria tō tuku

Pick Dollar Savings (USDC)

3

Tuku pūkete pūmau

Transfer USDC

4

Mātakitaki i te tipu

Interest accrues every second

Ka whakakaha e ngā rangatira ahumahi

Porowhita CoW Swap Haumaru OpenCover

Pātai Auau

Mā wai e pupuri aku pūtea Penapena?

Ka uru tuatahi tō USDC ki tētahi pukoro waitohu-maha haumaru e whakahaerehia ana e Coinstancy i mua i tōna tukunga ki ngā rautaki ā-poraka kua tīpakohia.

Ka taea e au te tango i ōku moni i ngā wā katoa?

Āe. Kāore he wā raka, kāore hoki he utu tango. Ka taea e koe te tono tango i ngā wā katoa. Ko ngā tono kua oti ka whakatau noa i roto i te 48 hāora maramataka; ko te whakapūmau whakamutunga o te whatunga ka roa ake pea.

Ka whakamanahia ngā hua?

No. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits. Interest accrues every second and is automatically reinvested.

He aha ngā mōrearea?

The main risks are stablecoin risk (USDC can lose its peg to the US dollar), protocol risk (bugs, exploits or governance incidents on the on-chain protocols used), liquidity risk (withdrawals can be delayed in stressed markets) and network risk (blockchain congestion or outages). The team selects protocols after analyzing technical, liquidity, and governance risks. Coinstancy may arrange additional cover for selected protocol exposures. When a policy is active, it can address eligible incidents within its stated terms, limits and dates. How protocol coverage works

Ko tēhea te moni pūmau e tautokona ana?

The supported stablecoin is USDC. Dollar Savings currently pays 7.50% APY. Within Dollar Savings, the USDC x Tangent option currently offers 12.00% APY. About USDC x Tangent

Kua rite ki te whakatipu i ō penapena?

Join 1,849+ users on Coinstancy. Dollar Savings currently pays 7.50% APY.

Tīmata ki te Haumaru Ināianei Tirohia ngā Penapena Katoa

Interest accrues every second • Withdraw anytime • No lock-up