Ngā moni pūmau me ngā whakawhiti moni i Āwherika: he aha te mea e hurihia ana e Coinstancy te kēmu

Ko te tuku, te whiwhi moni i ngā rohe ā-Afirika tonu he wero i te tau 2025. He nui ngā utu, ka roa te wā mō ngā whakawhiti, ā, ka mau tonu ngā whakahaere tuku iho i te pūnaha. Engari kei te haere tonu he hurihanga ātaahua — i whakakahaia e moni pūmau, he moni matihiko e hono ana ki te moni fiat pērā i te tāra, te ōra.

Ngā mihi ki ngā stablecoin, ka taea e ngā miriona tāngata o Āwherika te tuku, penapena, me te whakangao me te kore e utu nui ngā kaiwhakawhiti. Ā, ko ngā papatono pērā i Coinstancy ka whakarite i tēnei rangatiratanga pūtea hou kia māmā, haumaru, ā, kia wātea ki te katoa.

Nō reira, pēhea tonu te huringa a ngā stablecoin i ngā whakawhiti moni i Āwherika? He aha ngā painga ka tukuna e rātou i te whakataurite ki ngā pūnaha tuku iho? Ā, he aha te take e noho ai a Coinstancy hei piriti e whakawhirinaki ana i waenganui i te pūtea hou me te wātea? 💸

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Ngā whakawhiti moni i Āwherika: he pūnaha kua rite mō te panonitanga 💰

I tēnei rā, Kei te noho tonu a Āwherika hei rohe tino utu rawa i te ao mō te tuku moni ki. I te nuinga, kei te whānui ngā utu whakawhiti i waenganui i 7% me te 10%, i ētahi wā he nui ake i runga i te whenua, te tikanga rānei i whakamahia.

He mārama ngā take:

• He whakataetae iti i waenganui i ngā ratonga whakawhiti moni ā-ao.
• Ngā moni ā-rohe kāore i te pūmau, e uaua ana te whakawhiti ki te Euro, ki te Tāra.
• Hanganga pēke kua here, ā, i ngā wāhi tuawhenua.

Hei hua, nguru miriona whānau e ngaro ana i tētahi wāhanga nui o ngā moni ka riro ki ngā utu, ā, ka taea e ngā whakawhiti ngā rā maha te tae.

Ngā papatono moni pūkoro pērā i M-Pesa, Orange Money, and Wave kua whakapai ake i ngā whakawhitinga ā-rohe, engari ngā utu whakawhiti ā-rohe — hei tauira, mai i Senegal ki Côte d’Ivoire, rānei i Cameroon ki France — e pōturi ana, he utu nui.

Koia te wā e ngā moni pūmau ka whakauru.

Stablecoins: te hurihanga matihiko o ngā utu 🌐

He moni pūmau he moni matihiko i tautokohia e tētahi moni tuku, pērā i te tāra US (USDC, USDT) rānei te tāra Euro (EURC, EURL).
Heoi anō, kāore i te pērā i ngā moni huringa pērā i te Bitcoin, ko ngā moni pūmau i hangaia kia mau i te uara pūmau, e tika ana mō ngā utu me ngā tuku moni.

Anei he tauira māmā 👇

• Kei te noho koe i Paris, ā, kei te hiahia koe ki te tuku €100 ki tō whānau i Abidjan.
• Mā te ratonga tuku moni tuku tuku, ka utu koe €7–€10 i ngā utu, ka roa te tukunga 3 ki 5 rā.
• Mā te stablecoin, ka utu te tuku kotahi rupeiti torutoru ka tae ki i raro i te meneti.

Koia te take e whiwhi haere ana ngā moni pūmau i te ao katoa o Āwherika. Ka āhei te tangata katoa kei a ia he waea pūkoro ki te tuku, ki te whiwhi moni — kāore he pūkete pēke e hiahiatia ana. Ko te mea e hiahia ana koe he pūkete matihiko.

Engari kāore ngā stablecoin i te mea mō ngā whakawhiti. Ka riro hoki rātou hei pūkete uara. I ngā whenua maha o Āwherika e pā ana ki te pikinga utu, ko te pupuri moni i roto i ngā stablecoin e āwhina ana tiaki te kaha hoko.

👉 I te poto, ka whakakotahi ngā stablecoin i te pūmanatanga o ngā moni fiat me te rangatiratanga o te blockchain.

Coinstancy: urunga māmā, haumaru ki ngā moni pūmau 🚀

Ahakoa ka tuku ngā moni pūmau i te nui o te whai wāhi, ka taea tonu te whakamahi tika i a rātou i te āhua hangarau. Me whiriwhiri i te blockchain tika, tāruatia ngā wāhitau pūkete tika, ā, karo i ngā hapa whatunga.

Coinstancy ka whakatau i ngā mea katoa.

Mā te Coinstancy, ka taea e ngā kaiwhakamahi:

• Tuku, tiki rānei moni i euro, Pacific franc, rānei stablecoins.
• Whakaurunga ngā pūkete penapena stablecoin e whakaputa ana ki te 7% ia tau.
• Hurihia ngā moni i te wā tonu, kāore e hiahia ana ki tētahi pūkete pēke.

Mō ngā Afrikana e noho ana i waho, ka tuku a Coinstancy i tētahi kōwhiringa hou mō ngā ratonga tuku moni tuku:

• Ka taea e rātou te tuku moni tika mai i tō rātou kāri, i te pūkete pēke rānei i Ūropi.
• Ka whiwhi ō rātou whanaunga i ngā stablecoins i te wā tonu, kāore he utu huna.
• Ko te hua ka puta i ngā pūtau a Coinstancy i te nuinga ka whakakāhore i ngā utu whakawhitinga toenga.

 I te poto, ka huri a Coinstancy i ngā stablecoin ki te he taputapu mātanga mō te penapena me ngā whakawhiti.

He painga nui anō: ko Coinstancy kāore i raro i te ture EU MiCA, e aukati ana i te hua i runga i ngā stablecoins i Ūropi. Ka hoatu tēnei ki ngā kaiwhakamahi i Āwherika me Poronēhia te urunga ki ngā whai wāhitanga māmā, hāngai, me te hua-nui kāore i te wātea anō i roto i te Uniana Ūropi.

He wāhanga pūtea hou mō Āwherika 🌍

He nui rawa te āheinga o ngā moni pūmau i Āwherika:

• Ka riro ngā whakawhiti pēnei i te tata tonu.
• Ka heke ngā utu tae atu ki te 90%.
• He miriona tāngata kāore i te whai pūkete ka whiwhi urunga ki ngā taputapu pūtea hou.

Engari e whakawhirinaki ana tēnei hurihanga ki tētahi āhuatanga nui — whakapono. Ko reira te wā e tūwhera ai a Coinstancy i tētahi tūranga rautaki. Mā te whakakotahi māmā, mārama, me te haumaru taumata-rohe, ka āwhina i ngā kaiwhakamahi ki te whakamahi i ngā stablecoins kore mōrearea, kore uaua.

Me Coinstancy:

• Ka taea e tētahi kaimahi i Morocco te tuku penapena ki te whānau i Côte d’Ivoire.
• Ka taea e te rangatira pakihi i Senegal te whakahaere i te pūtea haere i roto i te USDC.
• Ka taea e te tauira i Madagascar te penapena i ngā euro matihiko.

Ka ngaro ngā rohe, ā, ka riro te pūtea ki te mutunga tino ao

💡 Coinstancy isn’t e whai anake i te hurihanga stablecoin — it’s e whakaaetanga i te katoa.

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Pātai auau 🤔

He aha tūturu te stablecoin?

He moni pūmau he moni matihiko e hono ana ki tētahi moni tuku iho pērā i te tāra, te ōra. Ka noho pūmau tōna uara, ā, he ara haumaru ki te tuku, te whiwhi, me te penapena moni me te kore e pā te huringa tere o ngā mākete matihiko.

He ture ngā moni pūmau i Āwherika?

Āe, ka whakaaetia e te nuinga o ngā whenua o Āwherika te whakamahi, ahakoa he rerekē ngā ture. Ka whakahaere a Coinstancy i raro i tētahi anga ture mārama i te Pōrīnetia, e whakarato ana i te urunga haumaru, e hāngai ana ki ngā moni pūmau mō ngā kaiwhakamahi Āwherika.

Me pēhea te whakangāwari a Coinstancy i te whakamahi i ngā moni pūmau?

Ka whakaaetia e Coinstancy ngā kaiwhakamahi ki te tāpui, whakawhiti, me te tango i ngā stablecoins i roto i ngā pāwhiri torutoru noa. Ka whakahaere i ngā wāhanga hangarau katoa — haumaru, hurihanga, me ngā hua — kia kaua ngā kaiwhakamahi e hiahia ki te whakahaere i ngā wāhitau blockchain, i ngā kī tūmataiti.

Ka taea e au te tuku moni ki taku whānau mā Coinstancy?

Āe, ka taea e koe te tāpui i ngā aura ki te euro, ki ngā stablecoin rānei, ā, ka taea e ō whanaunga te whiwhi i te moni ōrite i te wā tonu — me kāore he utu pēke nui. He mea māmā, tere hoki, ko tētahi o ngā kōwhiringa tere, māmā mō te whakawhiti i ngā rohe rerekē e wātea ana.

He aha te take i pai ake a Coinstancy i ngā pēke, i ngā taupānga whakawhiti moni?

Na te mea e whakakotahi ana te tere, te hua, me te mārama. Ka tere ngā whakawhiti, he iti ngā utu, ā, ka haere tonu te moni ki te whiwhi hua mā ngā pūkete penapena a Coinstancy’s. He mea hou, tika, ā, whaihua te kōwhiringa ki te pūtea tuku iho.