Ngā penapena i te Poronīhia Wīwī

I te Poronīhia Wīwī, ko te nuinga o te tangata e pupuri ana i ō rātou moni i ngā pūkete pēke tuku iho — ngā pukapuka penapena tawhito e tukuna ana e le Banque de Tahiti, le Banque de Polynésie, me te Société Générale Polynésie. He mea e mōhiotia ana, ā, e haumaru ana, engari kāore anō i te whakatutuki i tā rātou whāinga: te tipu o ō penapena.

I tēnei rā, te reiti pānga toharite i runga i tētahi pūkete penapena he tata ki te 1.7%, i te wā e nui ake ana te pikinga utu i 3%. I ētahi atu kupu, ka ngaro te uara o te moni i penapena ia tau.

He maha ngā Polynesia e rapu ana i tētahi kōwhiringa kē: he otinga pūmau, hou, ā-rohe ka āhei i a rātou ki te whiwhi hua tūturu kāore he mōrearea, kāore he uaua.

💡 Ko reira te wā Coinstancy ka uru — he papatono matihiko 100% i hangaia i Tahiti e tuku ana 7% hua tau e whakaritea, me kāore he ārai, kāore he tawitawitanga, me hua e tatauhia ia hēkona.

Kua rite ki te tīmata ki te whiwhi moni?

Hono atu ki ngā kaiwhakamahi 1,849+ e whiwhi ana i te 7% APY i runga i ā rātou penapena crypto.

Rēhita ināianei

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Te horopaki Polynesia: penapena kaha, hua ngoikore 🌴

Ko te penapena i piri nui ki te ahurea Polinehia.
Ka whai tikanga ngā whānau i te pūmau me te matakite — te penapena hei hanga, hei whakaako tamariki, rānei hei tautoko whanaunga.

Engari i te mahi, kua riro tēnei māramatanga hei he pānga pūtea.
Ko ngā hua penapena matua e tukuna ana e ngā pēke ā-rohe e tino iti ana kia nui ake i 1.7% i te hua tau.

Anei he tauira māmā:
He whānau e whakauru ana 1,000,000 XPF i runga i tētahi pūkete 1.7% ka whiwhi anake 17,000 XPF ia tau.
Engari me te pikinga o te utu tata ki te 3%, te kaha hoko tūturu o taua moni ka heke haere i te roanga o te wā.

Kēkē i te whenua nui o Wīwī, te urunga ki te whakanuiwhai haumi — pērā i te inihua oranga, ngā pūtea pūtea, rānei ngā mākete haina — e iti tonu ana puta noa i te Moana-nui-a-Kiwa.

I te wā tonu, ka piki tonu te utu o te noho: he utu nui ngā kawemai, ka piki te utu whare, ā, ka mau tonu ngā utu mahi.
Nō reira, e noho pū ana ngā penapena o te tangata, ā, ka ngaro tō rātou uara.

💡 He kaha ngā penapena Māori i te mātāpono — engari kāore rātou kāore e tuku hua. Ko te wā ki te huri i tēnei.

Te panonitanga matihiko: te wā hou o ngā penapena hono 📱

Kei te hono nui ake ngā Polynesia i ngā wā katoa.
Tatahi 80% o te iwi kei a rātou tētahi waea pūkoro, ā, kua riro te pēke ipurangi hei wāhanga o te ao o ia rā. Engari, kāore he papatono ā-rohe i tēnei wā e tuku ana i ngā otinga penapena hou, whai hua nui.

Koia te wā e whakauru ai te pūtea matihiko.
Nā te hangarau pūkēkē, ka taea e te tangata te penapena mā te whakamahi i moni pūkēkē pūmau — ngā moni matihiko kua hono ki te Euro, ki te Tāra — me te kore e pā te huringa nui o te Bitcoin, te Ethereum.

Coinstancy ka whakamahi i tēnei auahatanga ki te hanga i tētahi wheako penapena pūmau, mārama, e wātea ana i wāhi katoa i te Poronīhia.
Ko tāna tuku he māmā, he kaha:

• 7% hua tau i whakaaetia, i tātaitia ia hēkona;
• Kāore he wā ārai — ka wātea ngā pūtea i ngā wā katoa;
• Haumaru taumata whakahaere mā Fireblocks, te pūnaha e whakamahia ana e ngā pēke ao.

Ā muri ake nei, me te Coinstancy MiniApp i runga i MiniPay (Opera + Celo), ka taea e ngā Poronīhia te penapena tika i ō rātou waea pūkoro — kāore he tango taupānga, kāore he hui pēke.

💡 Ko te penapena moni kāore i te mea mō ngā pepa — he mō te urunga tere, mai i Tahiti ki ngā Tuamotu.

Coinstancy: he kōwhiringa ā-rohe, pūmau, me te whai hua 💎

Kāore a Coinstancy i te kamupene tauwāhi e taunga ana ki Tahiti.
He hākinakina Māori, i hoahoa, i hanga ā-rohe, me te whāinga kotahi: ki te āwhina i ngā Māori ki te tipu i ō rātou moni āta, ngawari, me te mārama.

Ko tōna tauira e tū ana i runga i ngā pou pakari e toru:
1️⃣ 7% hua tau i whakaaetia, ka tatauria ia hēkona, ka tukuna aunoa.
2️⃣ Kāore he wā mau, kāore he whiu — ka taea e ngā kaiwhakamahi te tango i ā rātou moni i ngā wā katoa e hiahia ana rātou.
3️⃣ Ngā rawa pūmau, kāore i te huringa, i hangaia i runga i ngā moni pūmau i arotake (USDC, USDT, EURC).

Ka whakawhirinaki a Coinstancy ki Fireblocks mō te tiaki taumata whakahaere, e whakarite ana i te haumaru mōkito.
Ā, nā te mea he i tū i Tahiti, ka whakahaere i raro i te marau ture ahurei: i waho i te ture MiCA a Ūropi, e aukati ana i ngā hua moni pūmau i tēnei wā.

Ko tēnei tikanga, ka taea e Coinstancy te tuku i ngā hua i whakaaetia ā-ture i te wā e whakamahi ana i ngā paerewa hātepe ā-ao (KYC, AML, mārama).

💡 I te wā e piri kore ai ngā pēke, ka āwhina a Coinstancy i tō moni kia tipu — mā te māmā, ā, kia haumaru.

Timata te whiwhi moni i tēnei rā

Whakatuwheratia tō pūkete koreutu i roto i ngā meneti, ka timata te whiwhi moni ā-māori.

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Whakakapi: ka tīmata te ao hou o te penapena i te Poronīhia 🌺

Kei te huri te ao, ā, kua rite a Poronīhia ki te ārahi i te ara.
Ngā Māori Poronīhia e hono ana, e ātaahua, ā, e whakaaro whakamua — e tika ana rātou ki tētahi otinga penapena e hāngai ana ki tō rātou ao noho.

Ko Coinstancy te rongoā: he papamahi penapena matihiko, ā-rohe, ā-haumaru e tuku ana 7% hua i whakaaetia, tere te moana moni, me te mārama katoa.

Kāore he whakapae, kāore he ārai, kāore he huringa — he ara hou ki te mahi i tō moni.

💡 Ko Coinstancy kāore’ e kawemai i te ao o ngā pūtea — kei’ konei, i te Fenua, e hanga ana i te ao.

Fintech whakahaeretia

Kaua e mahue

Kua hia ngā kaiwhakamahi e whiwhi ana i ngā hua pūmau i runga i Coinstancy.

Hono ināianei

Pātai auau 🤔

He aha te iti o ngā reiti penapena i te Poronīhia?

Ka whai i ngā pēke ā-rohe i ngā kaupapa moni ārai, ā, ka whakawhirinaki ki ngā reiti pānga o Ūropi. Nō reira, ka tōpū ngā pūkete penapena tuku iho ki te 1.7% i te nuinga, ā, ka nui ake te pikinga utu i te 3% i te nuinga. Ko tēnei e tohu ana he hekenga tūturu.

Me pēhea e taea ai a Coinstancy te tuku hua 7% kua tiakina?

Ka whakangao a Coinstancy i tētahi wāhanga o tōna waiwai ki ngā kaupapa pūtea whakawaho (DeFi) haumaru pērā i a Aave me Compound, ka whakatūpato, ka whakakotahi hoki ngā hua. Ka āhei tēnei ki te whakarite hua 7% pūmau, kāore i te pā ki te huringa, i te wā e tiaki ana i te pūtea.

He haumaru ngā pūtea a Coinstancy?

Āe. Ka tiakina ngā pūtea katoa mā Fireblocks, he rongoā tiaki taumata whakahaere e whakawhirinaki ana e ngā pēke nui puta noa i te ao. Kāore a Coinstancy e pupuri tika i users’ assets, e whakarite ana i te mārama me te tiaki.

He mea anake a Coinstancy mō ngā kainoho Polinehia?

Kāo. He wātea a Coinstancy ki te katoa. Heoi anō, ko te noho i Tahiti e tuku ana i tētahi painga ahurei ki ngā kainoho o te rohe — he urunga katoa ki ngā penapena pūtea pūmau, e whakaputa hua, i waho i ngā here whakahaere a Ūropi.

Ka taea e au te tango i ōku moni i ngā wā katoa?

Āe, tino tika. Ka wātea ngā tārewa 24/7, me kāore he wā ārai. Ka piki haere te pānga i te roanga tonu tae noa ki te wā ka tangohia te moni.