Pēhea te mahi a Coinstancy Pro
Mai i te tāpui ki te tangohanga, te tikanga katoa — tae atu ki te wāhi e noho ana ngā pūtea i ia taahiraa.
E hiahiatia ana te KYB · USD, USDC rānei · Ngā reiti mai i Mahuru 2026
Tuku
USD mai i tō pēke umanga, USDC rānei mai i tētahi toenga o nāianei. Ka oti te KYB i te wā kotahi, i mua i te putunga tuatahi.Te wāhi e noho ai ngā pūteaTō pēke, tō pūkoro matihiko rānei, kia tau rā anō te whakawhitingaTaipitopito →
Whakatakotoranga
Ka tohatoha a Coinstancy i te toenga ki ngā kawa e ono kua arotakehia. Kāore koe e pāhekoheko ki tētahi kawa, kāore hoki e pupuri i ngā kī.Te wāhi e noho ai ngā pūteaNgā kirimana kawa kore-tiakiTaipitopito →
Te putanga poto
- Two eligible assets in: USD or USDC. KYB is completed once, before the first deposit is deployed.
- Ka tohatohahia e Coinstancy te toenga ki ngā kawa e ono kua arotakehia. Kāore ō kī, ā, kāore koe e pā atu ki tētahi kawa.
- Ko te taumata i kōwhiria i te putunga moni e whakatakoto ana i te reiti — 6.00% me te kore rāka, tae atu ki te 6.75% i te tekau mā rua marama, 7.00% mō te ono tuatahi.
- Ka wātea ngā tangohanga i roto i ngā hāora 48 o te tono, i runga i ngā taumata katoa.
- Ko te wehe wawe i tētahi taumata rāka ka whakahokia te moni matua katoa, ā, ka ngaro te moni huamoni kua whiwhi. Ehara tēnei i te inihua FDIC.
Hipanga 1 — Tāpae i te USD, i te USDC rānei
E rua ngā rawa e tika ana, kotahi te hipanga tautukunga, kotahi te whakatau: ko tēhea taumata e hiahia ana koe.
He aha te tāpae e pā ana
He aha te mea kāore e pā ana
He rerekē ngā huarahi o te USD me te USDC
Ka whakatauhia te hua ki ngā tāra ahakoa te ara. Ka whakamahia tētahi moni whakatakoto USDC ina tae mai. Ka hurihia tētahi moni whakatakoto USD ki te USDC i mua i te whakamahinga o ngā mea katoa, nā te mea ka whakatauhia ngā kawa i tērā taha ki ngā moni pūmau, kaua ki te moni pēke. Ka mutu ngā ara e rua ki te wāhi kotahi, ā, ka taea te whakahoki i ngā ara e rua i te tangohanga: ko koe te whiriwhiri mēnā ka hoki mai ngā pūtea hei USD, hei USDC rānei.
Ka puta te KYB kotahi, i mua i te whakamahinga o te moni tuatahi, ā, e pā ana ki te kamupene, kaua ki te tangata. Ko te whārangi hanganga ture e whakarārangi ana i ngā tuhinga mā te momo hinonga me ngā wātaka tika.
Hipanga 2 — Te whakamahi i ngā kawa kua tohua
Ka whakamahia te toenga ki roto i ngā kawa DeFi e ono kua arotakehia, e aroturukihia ana e Coinstancy. Koinei te hipanga e whakaputa ana i te hua, ā, koinei hoki te hipanga e kawe ana i te tūpono.
Kāore a Coinstancy e pupuri ana i ngā kī o ngā kiritaki
Ka tukuna nga putea ki roto i nga kawa kore-tiaki. Ko Coinstancy te whakahaere i te tohatoha me te aro turuki; ka taunekeneke koe ki te papatohu anake.
Kaore koe e pa ki tetahi kawa
Kaore he putea hei whirihora, kaore he piriti hei whakahaere, kaore he tuunga hei whakatikatika. Ko te mata whakahaere kei to matou taha.
Ka arotakehia te tohatoha, ehara i te mea pateko
Ka tohua nga kawa i runga i nga paearu kua whakaputahia, ka aroturukihia i ia wa, me nga tikanga putanga kua tautuhia.
Step 3 — How yield accrues
The tier you chose at deposit sets the rate. Accrual runs on its own and shows in the dashboard — there is nothing to claim and nothing to roll over by hand.
Where the yield comes from
Lending and liquidity provision on established DeFi protocols, not a promotional subsidy funded by new deposits. That is why the number is defensible in a treasury committee — and also why it is not a guaranteed return. A bank rate is a promise from a balance sheet; this one is the output of positions that can behave differently in a bad month.
What accrual does not do
Accrued interest is not principal. It is the part you forfeit if you leave a locked tier before term, and it is the part the coverage does not restore: yield below the advertised rate is an explicit exclusion from the OpenCover policy. Interest also has a tax and accounting treatment that is yours to determine with your advisors.
Step 4 — Withdrawal within 48 hours
Ka wātea ngā tangohanga i roto i ngā hāora 48 o te tono. Ko taua matapihi te nama pono, ā, koia te take ka noho tēnei ki roto i tētahi rāhui, kaua ki tētahi pūkete whakahaere.
Tono
Ngā wā katoaKa tukuna mai i te papatohu, i ngā wā katoa, mō te moni katoa tae atu ki tō toenga.
Whakaweto
Ka katia ngā tūranga i roto i ngā kawa o raro mō te moni i tonoa.
Whakataunga
I roto i ngā hāora 48Ka whakahokia ngā pūtea ki te USD, ki te USDC rānei, e wātea ana i roto i ngā hāora 48 o te tono.
E whā tekau mā waru hāora ehara i te rā kotahi
Kei reira te roanga nā te mea me kati ngā tūranga i mua i te neke o ngā tāra. Kāore e tika kia whakawhirinaki te oma utu kaimahi, te utu tāke, te whakataunga kaiwhakarato rānei e tika ana āpōpō i te ata ki tēnei toenga. Ko te tohatoha paerewa ko te wāhanga o te pūtea kua tautuhia e koe hei kore pā mai mō te hauwhā tau neke atu rānei, me te waiho i te moni whakahaere ki te wāhi e taea ai te whakapau i taua rā anō.
I runga i te taumata kua maukati, kei te wātea tonu te tangohanga i mua i te wā i roto i te matapihi kotahi — ka kiia noa he putanga moata, ka rerekē te mea ka whakahokia ki a koe.
He aha te tikanga o te putanga moata
Ka whakahokia te moni whakapaunga. Ka ngaro te moni hua kua whiwhi. Kāore he whiu i runga i te moni matua.
He aha tāu e pupuri ana
He aha tāu e tuku atu
Ko te whakataurite e tika ana kia mahia, ehara i te mea ko te maukati ki te kore maukati i roto i te whakaaro noa — engari ko te hua atu o te taumata roa ki te tūponotanga ka hiahia koe ki te moni moata. Tangohia he tohatoha $500,000 i te taumata 12-marama i te 6.75% APY. Ko te putanga i muri i te iwa marama ka whakahoki i te $500,000 katoa, ka ngaro te tata ki te $25,300 o te huamoni kua whiwhi, i runga i te tikanga huamoni ngawari i mua i te taake. Mena i noho te toenga kotahi i te taumata kore-maukati i te 6.00% mo aua iwa marama, ko te whiwhinga kua tata ki te $22,500 — ā, kua puritia. He mea tika te maukati ki te tango ina tino pūmau te pae, ā, kāore i te pērā.
He whakaaturanga anake, i tātaihia mai i te papa whakaputa i te Mahuru 2026 i runga i te tikanga pūtea māmā, i mua i te tāke me i mua i ngā huringa o ngā reiti o raro. Ko ō ake tatauranga e whakatau ana — whakahaerehia mā te tātai.
Kei hea ō moni e noho ana i ia taahiraa
Ko te pātai tuatahi a te rōpū pūtea, ka whakautua ia rārangi: he aha e pupuri ana i te moni, ko wai ka taea te neke, ā, kei te whai mana te whakamarumaru i taua wā.
| Taahiraa | Kei hea ngā moni e noho ana | Ko wai ka taea te neke | Uru |
|---|---|---|---|
| I mua i te whakaaetanga o te moni | Tō pūkete peeke umanga, tō wāriu ake rānei | Koe | I waho o te kaupapa here — kāore anō kia whakamahia |
| Kua whakamahia | Ngā kirimana kore-tiaki i runga i ngā kawa kua tohua | Ngā kirimana kawa; Ko Coinstancy te whakahaere i te tohatoha | Ngā kaupapa kawa kua rārangihia, tae atu ki te 100% o te uara USD, i runga i ngā tikanga o te kaupapa here |
| Kei te whakaemi | Ngā kirimana rite — kāore te whakaemi e neke i te moni matua | Ngā kirimana kawa; Ko Coinstancy te whakahaere i te tohatoha | Ngā kaupapa kawa kua rārangihia, tae atu ki te 100% o te uara USD, i runga i ngā tikanga o te kaupapa here |
| Te whakakore i tētahi tangohanga | Ngā tūranga e kati ana, kātahi ka tukuna ki te whakataunga | Ko Coinstancy te whakahaere i te whakakore | Ka hipokina e te kaupapa here ngā kaupapa kawa kua rārangihia, kaua te wā whakataunga |
| I muri i te whakataunga | Tō pūkete peeke umanga, tō wāriu ake rānei | Koe | Kei waho i te kaupapa here — kua wehe atu ngā pūtea i te hua |
What happens in a market stress event
E toru ngā āhuatanga e pātaihia ana i ia waea āta tirotiro. E rua o ēnei kāore i te kapi, ā, he pai ake te mōhio ko tēwhea i mua i te whakatakotoranga moni, kaua i muri.
Ko ngā pōhēhē me ngā hē o te waehere kirimana atamai kei roto i ngā kaupapa i tuhia ai te kaupapa here OpenCover, tae atu ki te 100% o te uara USD o ngā pūtea e tika ana, ā, i raro i ngā tikanga, ngā rohe me ngā whakakāhorenga o te kaupapa here. Waihoki ko te raweke orākura, te korenga rānei, te korenga o te whakakorenga, me ngā tangohanga kāwanatanga kino.
Kāore e hipokina. Ko te wehenga o te moni pūmau tūturu he whakakahoretanga mārama. Mēnā ka hokohoko te rawa e pupuri ana koe i raro i te tāra, nāu ake taua mate, ā, kāore he inihua e whakaora ana.
Kāore hoki i te hipokina. Ko ngā reiti ngā tikanga o te hua, ehara i te whakahokinga pūmau, ā, ko te hua kei raro iho i te reiti pānuitia ka whakakorehia i te kaupapa here. He reiti kua tuhia me te whakaputa, ā, ko te papa rārangi kei runga ake nei te mea e mana ana i te Mahuru 2026.
Ngā tūponotanga e noho ana ki a koe
Kāore tēnei hua i te inihua FDIC, ā, kāore he mea i roto i te tikanga i runga ake nei e hanga ana i te whakapumautanga pūtea. Ko te depeg o te stablecoin taketake, ko te whakahokinga i raro i te papa kua whakaputaina, me ngā mate katoa e taka ana ki waho o ngā kaupapa kua whakaingoatia i roto i te kaupapa here, ka noho ki a koe. Ko te kōwhiringa kawa, te aroturuki haere tonu me te whakamarutanga e whakaiti ana i tētahi momo mātāpuna; kāore rātou e whakakore i te mōrearea mākete, ā, kāore tētahi tohatoha ki tēnei hua e whakaaro me pērā rātou.
Tonoa te urunga, ka pātai rānei i ngā pātai uaua i te tuatahi.
Whakatuwherahia tētahi pūkete tika. Mēnā e hiahia ana tō rōpū pūtea ki ngā tikanga kapinga me ngā whakaritenga KYB i mua i tērā, ko te waea atu te huarahi tere ake.