He aha te mea e kapinga ana, me te mea kāore
Ngā tikanga kapinga i roto i te reo māmā: ngā kaupapa kua kapinga, ngā whakawāteatanga, ngā rohe, me ngā tūpono ka noho tonu ki a koe.
Te kapinga mā OpenCover · Kāore i te inihua FDIC · Ngā tikanga mai i Hepetema 2026
Te putanga poto
- Ko ngā pūtea e tika ana i tukuna mā Coinstancy Pro ka kapinga mā OpenCover tae atu ki te 100% o tō rātou uara USD, i runga i ngā tikanga kaupapa here, ngā rohe me ngā whakakorenga.
- E whā ngā kaupapa kawa e whakaoho ana i te kapinga: ngā pōhēhē waehere, te rahua o te oracle, te rahua whakakore, te tangohanga kāwanatanga kino.
- Ehara tēnei i te inihua pūtea putu. Kāore he FDIC, he rite rānei e pā ana, ā, ko te depeg o te moni pūmau, te reiti rānei kei raro i te kupenga, ehara i te kaupapa inihua.
- Ka aromatawaihia te kerēme ki te kaupapa here, kāore e aunoa. Ka hoatu te tuhinga here i mua i te putunga tuatahi.
Te kaupapa here OpenCover: te whānuitanga tika.
Eligible funds deployed through Coinstancy Pro are covered through OpenCover for up to 100% of their USD value, subject to the policy terms, limits and exclusions. The coverage applies to a defined set of protocol events. It is not a guarantee on the balance.
This is not deposit insurance
FDIC insurance protects deposits held at an insured bank, up to a statutory amount, against the failure of that bank. No part of this product is a bank deposit and no FDIC or equivalent deposit insurance applies to it. What exists instead is a policy that responds to specific protocol failures. The two are different instruments and should not be compared line for line in a treasury policy.
Ngā kaupapa kua hipokina: ngā hapa o te waehere, ngā oracles, te whakakorenga, te kāwanatanga.
Ka whakautu te inihua ki ngā hapa me ngā hē o te waehere kirimana mārire, me ētahi kaupapa ōhanga i waho atu i te whakahaere tikanga o te kawa. E whā ngā kaupapa kei roto i te whānuitanga. Ko ērā atu katoa kāore.
Kua Kapi
mā OpenCoverKāore i Kapi
Ngā pūkoro me ngā hē o te waehere kirimana atamai
He koha i roto i te waehere kirimana kua horahia o tētahi kawa e tohaina ai ngā pūtea — he hē arorau, he whakahoutanga kōhēhē, he mahi e taea te whakamahi — e puta ai te ngaronga o ngā rawa kua tāpui.
Te raweke Oracle, te kore rānei o te Oracle
Ka whakatau tata te kawa i te taunaha me nga tuunga mai i te whangai utu o waho. Ka whakaaro te inenga ki te keehi ka rawekehia, ka rahua ranei taua whangai, a ka mahi te kawa i runga i te utu kaore e whakaata i te maakete.
Rahinga o te whakakāhore
Ka whakawhirinaki nga kawa tuku moni ki nga whakakorenga kia noho wairewa nga tuunga. Ka whakaaro te inenga ki te keehi kaore te tikanga whakakore e mahi i runga i te hoahoa, ka waiho te kawa ki te nama kino.
Te tangohanga kawanatanga kino
Ka taea te hopu i tētahi kawa e whakahaeretia ana e ngā kaipupuri tohu. Ka whakaaro te inihua ki tētahi rōpū riri e whiwhi ana i te mana whakahaere me te whakamana i tētahi tono e tango ana i ngā pūtea o ngā kaiwhakamahi.
Ko ēnei whakamārama e whakarāpopoto ana i te hīkoi o ia kaupapa kua inihuatia. Ko te tikanga o te kaupapa, kaua ko tēnei whārangi, e whakatau ana mēnā ka taka tētahi take ki roto i te inihua.
Ngā whakawāteatanga mārama.
Ko ngā whakawāteatanga he mea nui ake i ngā kaupapa e kapi ana ina whakatau ana tētahi rōpū pūtea i te whakaraerae. Anei ērā, me te take e noho waho ana ia i te kaupapa here.
Kua whakawāteahia · he aha i waho ai i te kaupapa here
Mēnā ka hokona a USDC i raro i te kotahi tāra, ko te ngaronga o te uara USD nāu. Ka kapi te kaupapa here i ngā kaupapa kawa, kaua ko te uara o te rawa o raro.
Kāore ngā reiti e whakapumautia. Ko tētahi taumata e utu iti iho ana i te papa kua whakaputaina mō te wā, he hua arumoni, ehara i te kaupapa inihua.
Ko ngā kaupapa kawa e whā kua rārangitia anake e whakaoho i te whakamarutanga. Ko tētahi mate nā tētahi atu take, kei waho i te whakamarutanga, ahakoa te rahi.
Kei roto i te tuhinga kaupapa here ōna ake whakakāhorenga, tikanga me ngā whakamāramatanga. Ko ērā kupu te mana whakahaere; ko tēnei whārangi he whakarāpopoto, kāore e taea te whakawhānui atu.
Ehara tēnei i te pūtea penapena pēke. Kāore he inihua penapena FDIC, NCUA, o te rite rānei e pā ana ki tētahi wāhanga o te toenga.
He whakarāpopototanga tēnei rārangi o ngā kāwai e puta pinepine ana i te arotake. Kāore e whakakapi i te wāhanga whakakore o te tuhinga kaupapa here, e whakaratohia ana katoa i mua i te penapena tuatahi.
Ngā rōpū me ngā potae kaupapa here.
Ko te whika matua he tae atu ki te 100% o te uara USD o ngā pūtea e tika ana. Ko te kupu e mau ana i te taumaha ko "tae atu ki": ko te moni ka taea te whakahoki i tētahi kaupapa kua whakaritea e te kaupapa here, ehara i te toenga.
Ka taea e te kapinga te eke ki te 100% o te uara USD o ngā pūtea whai mana e pāngia ana e tētahi kaupapa kua kapinga. He tuanui, ka inea ki te USD, ā, ka pā ki ngā pūtea kei roto i te whānuitanga i te wā o te kaupapa — kāore ki te huamoni i matapaehia, kāore hoki ki tētahi toenga e puritia ana i waho o te hua.
Per-event caps, aggregate limits, waiting periods, deductibles and claim conditions live in the policy documentation. We do not restate those figures here, because a number on a marketing page is not the number a claim is settled against. You get the document before you fund.
A covered event does not by itself produce a payment. The claim is assessed against the policy terms and can be reduced or declined. Treat the coverage as a mitigation of a defined risk, not as a substitute for the capital being at risk.
If your review requires the exact limits before a first conversation, request the policy documentation and we will send it ahead of onboarding.
The risks that remain yours.
Ka whāiti te inenga i te whakakitenga. Kāore e tango atu. Ko ēnei ngā tūraru e mau tonu ana i te rōpū pūtea i muri i te whakaaro ki te kaupapa here.
Tūraru moni pūmau
Ko te wehenga o USDC, he raruraru rānei i tōna kaiwhakaputa, ka pā ki te uara USD o te toenga, ā, kei waho i te inenga.
Tūraru reiti
Ko te papa kua whakaputaina he reiti i tētahi rā, ehara i te herenga kirimana. Ka taea te heke iho o te hua, ā, ko te taumata e uru atu ai koe ka utua i runga i ngā tikanga ka taea te huri.
Te wā o te moni whakaputa
Ka wātea ngā tangohanga i roto i ngā hāora 48, kāore i te rā anō. Mēnā ko tō kaupapa here pūtea e hiahia ana kia uru atu ki te toenga katoa i roto i te rā, kāore tēnei hua e tutuki i a ia.
Te utu o te putanga wawe
Ko te wehenga atu i tētahi taumata maukati i mua i te mutunga o te wā ka whakahokia mai tō moni whakapaipai, ā, ka ngaro ngā huamoni kua puta. Kāore he whiunga ki te moni matua, engari ka ngaro te hua i whiwhi ai ki taua wā.
Te putanga kerēme
Ko te kapinga he kaupapa here, ehara i te whakapūmautanga o te utu. Ka aromatawaihia tētahi kerēme ki ngā tikanga o te kaupapa here, ngā rohe me ngā whakakorenga, ā, ka taea te whakaiti, te whakakore rānei i runga i aua tikanga.
Te mōrearea whakahaere me te taha kē
Coinstancy manages allocation, monitoring and the withdrawal process. An operational failure on our side, or the discontinuation of the service, is a risk the policy does not address.
The conditions those risks attach to
How we select and review protocols.
Ko te whakapikinga te rārangi tuarua o te parenga. Ko te tuatahi, ko te kore e toha ki tētahi kawa kāore anō i arotakea e mātou. Ka tohatohahia ngā pūtea ki runga i a Curve, Pendle, Balancer, Beefy, Aave me StakeDAO.
Ngā paearu arotake, takirua
Ka uru tētahi kawa ki te tohatoha anake i muri i te arotake o ana kirimana, o tōna hoahoa oracle, o tōna kāwanatanga me tōna āhua rōnaki, ā, mō ngā puna kua arotakea e mātou anake — kāore mō te kawa katoa.
Ka aroturukihia ngā tūranga me ngā tikanga kawa i ia wā. Ko ngā panonitanga ki ngā kirimana, ki te kāwanatanga, ki te whirihoranga oracle rānei, ka whakaarohia hei kaupapa hei arotake anō, kaua hei haruru papamuri.
Ka taea te tango i tētahi kawa mai i te tohatoha. Ko ngā paearu me ngā tikanga e puta ai mātou, kua whakatakotoria katoatia ki te whārangi whiriwhiri kawa.
Ngā kawa kua tohua
Ngā paearu whiriwhiri e ono
Curve 
Pendle 
Balancer 
Aave Ko te kōwhiringa mō ia puna, ehara mō ia waitohu. Ko te noho ki tēnei rārangi kāore i te kī ko ngā puna katoa o taua kawa e whakamahia ana, ā, ka taea te tango i tētahi kawa i te tohatoha me te kore te rārangi o tēnei whārangi e noho hei tohutoro — ko te tohatoha o nāianei ko tērā e whakaaturia ana i tō papatohu.
Ngā aromātai me ngā pūrongo e wātea ana.
He aha ngā mea ka taea e tētahi rōpū arotake te whiwhi, nō hea ērā, me te aha e kore e whakaputaina e mātou i runga i te whārangi hokohoko.
Ngā aromātai kawa
Kua whakaputaina e ia kawa ki runga i ana ake putunga tūmatanui me ngā tuhinga. Ko ngā pūrongo e tohutoro ana mātou kei te whārangi whiriwhiri kawa.
Tuhinga kaupapa here
Ko ngā tikanga, ngā rohe, ngā herenga me ngā whakakorenga o OpenCover e whakaratohia ana i te wā whakaurunga, i mua i te putunga tuatahi. Koia te tuhinga here.
KYB me te hinonga kirimana
Ko ngā whakaritenga mō ia momo hinonga, ngā wātaka, ngā rohe whaimana me te hinonga kirimana kei te whārangi tautukunga.
Ngā mea kāore mātou e whakaputa i konei
Kāore mātou e whakaputa i ngā hītori kerēme, ngā taupā kerēme, ngā whakarāpopototanga arotake rānei o ā mātou ake i tēnei whārangi. Ki te kore tētahi tatauranga e whai puna, kāore e kīia.
Kei hea te wāhi e whai ake nei
Ka kapi i tēnei whārangi te kaupapa here me te tūpono. E rua ngā whārangi e kawe ana i te toenga o ngā mea e pātaihia ana e te arotake pūtea: ngā paearu kawa me ngā arotake tūmatanui kei muri, me ngā whakaritenga whakauru me te hinonga kirimana me te wehenga pūtea.
Tonoa te urunga, ka pātai rānei i ngā pātai uaua i te tuatahi.
Whakatuwherahia tētahi pūkete tika. Mēnā e hiahia ana tō rōpū pūtea ki ngā tikanga kapinga me ngā whakaritenga KYB i mua i tērā, ko te waea atu te huarahi tere ake.