Te penapena tāra whai hua nui,
mai i tētahi taha ki tētahi.

Hangaia tō pūkete Kimihia tōku kāwanatanga
28/50
Nga kawanatanga e ora ana
281M+
Ngā Amelika kua kapi
50k+
Nga waahi moni
Mahere waatea
Ora Tata
ALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY
Pāwhiritia tētahi kāwanatanga kia kite i ngā reiti, ngā tāke me ngā pātai auau ā-rohe.
USD whakauru/whakaputa nā Coinme Hoahoa whakauru kua raihanatia i ngā whenua 48 I hangaia i runga i Polygon Tangohia i ngā wā katoa Monī whakauru & whakaputa

Mai i to rohe
ki 7.50% APY i roto i nga meneti.

01

Kōwhiria tō kāwanatanga

Check availability, tax details and local FAQs. Live in 28 states, more opening every month.

02

Tāpae tāra

Whakamahia tō kāri whakapau, pūkete pēke, moni rānei i ngā wāhi Coinme 50,000+ puta noa i te motu.

03

Whiwhi ia rā

Your dollars are converted to USDC and added to Dollar Savings. Then they earn the current fixed 7.50% APY, with interest added every second. You can request a withdrawal at any time, with no lock-up.

Kimihia tō whenua.

E wātea ana Ka tae mai
Raki-rāwhiti
4/11 ngā whenua e noho ana
Connecticut Ākuanei Delaware Ākuanei Maine Ākuanei Maryland MD Massachusetts MA New Hampshire Ākuanei New Jersey NJ New York Ākuanei Pennsylvania PA Rhode Island Ākuanei Vermont Ākuanei
Rāwhiti-tonga
9/12 states live
Alabama AL Arkansas Soon Florida 0% TAX Georgia GA Kentucky KY Louisiana LA Mississippi Soon North Carolina NC South Carolina SC Tennessee 0% TAX Virginia VA West Virginia Soon
Waenganui-uru
7/12 states live
Illinois IL Indiana IN Iowa Soon Kansas Soon Michigan MI Minnesota MN Missouri MO Nebraska Soon North Dakota Soon Ohio OH South Dakota Soon Wisconsin WI
Hauāuru-ki-te-tonga
3/4 states live
Arizona AZ New Mexico Soon Oklahoma OK Texas 0% TAX
Hauāuru
5/11 states live
Alaska Soon California CA Colorado CO Hawaii Soon Idaho Soon Montana Soon Nevada 0% TAX Oregon OR Utah Soon Washington 0% TAX Wyoming Soon

9 ngā kāwanatanga, kore tāke moni whiwhi a te kāwanatanga.

I ēnei whenua, ka tākehia te moni whiwhi katoa e te kāwanatanga anake. I runga i te $10,000 i te 7.50% APY, ko $750 ia tau, tēnā ki te $45 i tētahi pūkete penapena pēke noa.

AKAlaska FLFlorida NVNevada NHNew Hampshire SDSouth Dakota TNTennessee TXTexas WAWashington WYWyoming
$10,000 i penapenahia mō te tau kotahi
Penapena pēke toharite o US+$45
Coinstancy Dollar Savings+$750
17x
more than a bank
$10
minimum deposit
48h
normal settlement

Illustrative example: $10,000 over one year at the current fixed APY of 7.50% (reinvested interest is already included in the APY), compared with a 0.45% bank savings rate, assuming both rates stay unchanged. Rates can change. Federal taxes apply in all states. Not tax advice.


Which US states is Coinstancy available in?
Coinstancy is currently live in Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin and rolling out to the rest of the country state by state. Every other state page has a waitlist so you can be notified the day we open.
Ko wai e whakahaere ana i aku moni whakatakoto US?
USD deposits and withdrawals are processed by Coinme, a licensed money services business operating in 48 states. Coinme provides the on-ramp and off-ramp only; it does not manage Savings or its yield. Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
Kei te whakapumautia te hua?
No. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits. Yields come from on-chain strategies, which carry stablecoin, protocol, liquidity and network risks.
E hia te roa o te tangohanga?
Ka taea e koe te tono tangohanga i ngā wā katoa. Ko ngā tono kua oti ka whakatau noa i roto i te 48 hāora maramataka; ka roa ake pea te whakapūmau whatunga whakamutunga.
Me pehea te taake i te hua i te US?
Ko te hua ka kiia he moni whiwhi noa i te taumata o te kāwanatanga. He rerekē te whakahaere a ngā kāwanatanga: e iwa ngā kāwanatanga kāore he tāke moni whiwhi. Ko ia whārangi kāwanatanga e whakaatu ana i ngā ture ā-rohe. Ehara tēnei i te tohutohu tāke.

Ka tika kia pai ake āu moni
i te 0.45%.

Waihanga pūkete kore utu Kimihia tōku kāwanatanga