Earn 7.50% APY on your dollars in Kentucky

4% tāke moni whiwhi papatairite Unuhia i ngā wā katoa Te pūtea tāpui iti rawa $10

$10,000 saved for one year in Kentucky

Reiti penapena pēke toharite ā-motu o US
+$43
0.45% APY · after 4% state tax
Coinstancy
Pūtea Penapena Tāra (USDC)
+$720
7.50% APY · after 4% state tax

He tauira whakaatu mō te tau kotahi i te APY pūmau o nāianei (kua whakaurua kētia te huamoni kua whakamahi anō ki roto i te APY), me te whakaaro ka noho pūmau ngā reiti e rua. Ka taea te huri ngā reiti. Ka whakaatuhia te tāke taumata-kāwanatanga; ka pā ngā tāke ā-motu ki ngā kāwanatanga katoa. Ehara i te tohutohu tāke.

Why Kentucky savers choose Coinstancy

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Flat 4% income tax

Kentucky has a flat 4.0% income tax, trending lower.

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Licensed on-ramp in Kentucky

USD deposits and withdrawals are processed by Coinme, licensed under the Kentucky Department of Financial Institutions. Coinme handles the on-ramp and off-ramp only; Savings and its yield are managed by Coinstancy.

KY

Built for the Bluegrass State

Kentucky passed a 2025 law protecting the right to self-custody digital assets.

Serving all of Kentucky

LouisvilleLexingtonBowling GreenOwensboro

Pātai Auau a Kentucky

Is Coinstancy available in Kentucky?
Yes. Kentucky residents can open a Coinstancy account today. Deposits in US dollars are handled by our on-ramp partner Coinme, which is licensed in 48 US states including Kentucky.
How much can I earn on my savings in Kentucky?
E utu ana tā mātou puna Penapena Tāra i te 7.50% APY i runga i te USDC i tēnei wā, i te whakatairite ki te toharite ā-motu e pā ana ki te 0.45% mō ngā pūkete penapena tuku iho. Ko te APY e whakaaturia ana ko te reiti pūmau e mana ana i tēnei wā. Tērā pea ka whakahoutia ina huri haere ngā āhuatanga o te mākete; ka pā te reiti hou ki ngā toenga tīariari tae atu ki ngā tāpae hou.
How is yield taxed in Kentucky?
Kentucky has a flat 4.0% income tax, trending lower. Yield is generally treated as ordinary income at the federal level. Consult a tax professional for your situation.
Who regulates crypto and money transmission in Kentucky?
Money transmission in Kentucky is overseen by the Kentucky Department of Financial Institutions (DFI). Our on-ramp partner Coinme holds the required state licenses for USD deposits and withdrawals; it does not manage Savings or its yield. Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
Can I withdraw to my Kentucky bank account?
Yes. You can withdraw USD to any US bank account, or cash out at thousands of Coinme locations across Kentucky, including in Louisville, Lexington, Bowling Green. You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
He aha te moni tāpui iti rawa?
Ka taea e koe te tīmata ki te iti rawa o te $10. Kāore he rāhui, kāore hoki he whiu whakataunga.

Start earning 7.50% in Kentucky today

Waihanga pūkete kore utu