Ngā Taonga Whiwhi Tautoko Crypto Pai i 2026
A comparison of the main staking coins, platforms and strategies. We explain how each network sets its rewards, the lock-up periods, the risks, and how staking compares with stablecoin yield.
He aha ngā utu whakatā?
Staking is the process of locking up cryptocurrency tokens to help secure a Proof-of-Stake (PoS) blockchain network. In return for committing your tokens, the network rewards you with newly minted coins and a share of transaction fees. These payouts are called staking rewards, and they function similarly to earning interest on a savings deposit.
Kāore i te pērā i ngā pūkete Proof-of-Work pērā i te Bitcoin e whakawhirinaki ana ki te kāhua hiko nui, ka whiriwhiri ngā whatunga PoS kaiwhakaū ki te tono me te whakamana i ngā paraka hou i runga i te maha o ngā tohu kua whakatakotoria e rātou. Ka whiwhi ngā kaiwhakaū e mahi pono ana i ngā utu; ko te hunga e mahi kino ana ka mōrea te wāhanga o tā rātou whakatakotoranga mā te tikanga whiwhinga e kīia ana whiwhinga.
Most users do not run a validator node. Instead, you delegate your tokens to an existing validator that runs the infrastructure for you. The validator keeps a commission, which it sets and shows before you delegate, and passes the rest of the rewards to you in proportion to your stake. For a fuller introduction, see our guide on what is staking.
Whakatūpato Taketake ki te Whakatūpato Wae
Ko te tāpui taketake te tikanga o te maukati i ō tohu ki runga tonu i te poraka mekameka. Ina wetewete koe, ka whai wāhi tētahi wā herekore, mai i te rua rā pea i runga Solana ki te 28 rā i runga Polkadot, ā, i roto i tēnei wā kāore e taea te whakawhiti, te hoko rānei i ngā tohu. Ka whiwhi koe i ngā utu i roto i te tohu taketake o te mekameka.
Liquid staking uses a protocol such as Lido or Jito to stake your tokens and issue a derivative token (stETH, jitoSOL) in return. This derivative represents your staked position and can be traded, used as collateral or deployed in DeFi while the underlying stake keeps earning. Liquid staking now represents a large share of all staked ETH; the live share is on Lido\'s dashboards and on rated.network.
Ngā Moni Whakatāwhai Pai i te Tau 2026
The table below compares the main Proof of Stake networks by reward profile, unbonding period, minimum stake and staking method. We do not print a staking APY for each coin, because the rate moves with the share of supply staked, validator commissions and the issuance schedule. Each row names the source where the live rate is published.
| Coin | APY whakatōpū | Unbonding Period | Min Stake | Staking Method | Liquid Staking Available |
|---|---|---|---|---|---|
| Ethereum (ETH) | ~3.5% | Variable (days to weeks) | 32 ETH (solo) / Any (delegated) | Solo or Delegated | Yes (stETH, rETH) |
| Solana (SOL) | ~7% | ~2-3 days | Any amount | Delegated | Yes (jitoSOL, mSOL) |
| Cosmos (ATOM) | ~15% | 21 rā | Any amount | Delegated | Yes (stATOM) |
| Polkadot (DOT) | ~12% | 28 rā | Varies (nomination pools: 1 DOT) | Nominated / Pooled | Kati |
| Avalanche (AVAX) | ~8% | 14 rā (mō te whakatūpato iti rawa 2-wiki) | 25 AVAX (i tuku) | Delegated | Āe (sAVAX) |
| Cardano (ADA) | ~3.5% | Kore (waiwai i te hoahoa) | Any amount | Delegated | N/A (kāore he ārai) |
| Celestia (TIA) | ~14% | 21 rā | Any amount | Delegated | Āe (stTIA) |
| Sui (SUI) | ~3% | ~1 wā (≈24 haora) | 1 SUI | Delegated | Āe (afSUI) |
Ngā kōrero matua i te whakataurite
Ko Cosmos (ATOM) me Celestia (TIA) e tuku ana i ngā APY ā- ingoa teitei rawa atu, tata ki te 14-15%, engari he whakatūpato nui tēnei. He nui ngā reiti pikinga o ngā tohu e rua, arā, ko tētahi wāhanga nui o tō hua staking ka whakatauritea e te whakaitinga o te tuku tohu. Ki te kore koe e stake, ka heke haere tō wāhanga o te whatunga i te roanga o te wā. Ko te wā whakaweto 21-rā i ngā whatunga e rua, arā, kāore ō tohu e taea te hoko mō ngā wiki e toru ki te whakatau koe ki te whakaweto.
Polkadot (DOT) at ~12% APY has one of the longest unbonding periods in the ecosystem at 28 days. However, the introduction of nomination pools has lowered the barrier to entry significantly, allowing users to stake with as little as 1 DOT. Polkadot's staking system is more complex than most chains, with a nominated proof-of-stake model that requires choosing up to 16 validators.
Solana (SOL) sits in a sweet spot with ~7% APY and a very short unbonding period of 2-3 days. The Solana staking ecosystem is mature, with robust liquid staking options through Jito (jitoSOL) and Marinade (mSOL). The network's high throughput and low fees make it one of the most accessible chains for staking.
Ko Ethereum (ETH) i te ~3.5% APY te hua iti rawa i waenga i nga mekameka PoS nui, engari ka whai hua ia i te hohonutanga o te moni, te rahi o te rauwiringa kaiao, me te hanganga o te staking wai kua pakeke. Ko te whakakotahitanga o stETH (Lido) me rETH (Rocket Pool) me te DeFi composability i runga i nga kawa penei i a Aave me Morpho ka taea te whakanui ake i nga hua whai hua ki tua atu i te reiti staking taketake.
Cardano (ADA) is unique in that staking is liquid by default -- your tokens are never locked, and you can spend or transfer them at any time while earning ~3.5% APY. This makes ADA staking one of the most user-friendly experiences in the industry, though the APY is on the lower end.
Whakatāpae Taketake vs Whakatāpae Rere vs Whakatāpae Kua Tohu
He toru ngā huarahi matua mō te whakatūpato i tō crypto, ia mea he rerekētanga o ngā painga i waenga i te māmā, te hua, me te whakawhāiti. Ko te mārama ki ēnei huarahi he mea nui mō te whiriwhiri i te rautaki whakatūpato tika.
Whakatūpato Taketake (Solo)
Ko te whakatāpae taketake e tikanga ana i tōu ake pūkete whakamana me te whakatāpae i ngā tohu tika i runga i te pūnaha pūkete. I runga i te Ethereum, me 32 ETH (~$100,000+), taputapu motuhake, me te wā tonu 24/7. Ka whiwhi koe i te utu whakatāpae katoa kāore he komihana, engari ka mau koe i te kawenata katoa mō te wā tonu, te haumaru, me te karo whakawātea.
- Kāore he utu komihana
- Te nuinga rawa o te whakakōkiri
- Mana katoa ki tō whakatāpae
- He hiahia nui mō te pūtea
- Uaua hangarau
- Mōrearea whakawātea i te wā kāore i te wā tonu
Whakatāpae kua tukuna
Ko te whakatūpato kua tukua te tikanga tino noa mō ngā kaiwhakamahi hokohoko. Ka tuku koe i ō tohu ki tētahi kaiwhakamana ngaio e whakahaere ana i te hanganga pūtaiao. Ka whiwhi te kaiwhakamana i te komihana (i te nuinga 5-10%) i runga i ngā utu ka hua mōu. Ka mau tonu koe i te rangatiratanga o ō tohu, engari ka mau ki te wā whakakore o te aho i te wā ka whakatau koe ki te wehe.
Kei te wātea te whakatūpato iho i te nuinga o ngā aho PoS, tae atu ki Solana, Cosmos, Polkadot, Avalanche, Celestia, me Sui. I runga i te Ethereum, ka mahia te whakatūpato iho mā ngā pūkete whakatūpato, kāore i te whakatūpato tika.
- Kāore e hiahiatia ana te mōhio pūtaiao
- He iti te mōkito iti
- Ka mau tonu koe i te rangatiratanga tohu
- Ka whakaiti te komihana aroturuki i te hua
- Ka kati ngā tohu i te wā whakakāhore
- He mea nui te kōwhiringa aroturuki
Whakapūmau Rere
Ka whakaae ngā kawa whakapūmau wai (liquid staking) ki ō tohu, ka whakapūmau ki ngā kaitirotiro, ka whakaputa i tētahi pārōnaki whakapūmau wai (LSD) hei utu. Ko tēnei tohu pārōnaki (stETH, rETH, jitoSOL, mSOL) e tohu ana i tō tūnga whakapūmau, ā, ka piki te uara i te mea ka kohia ngā utu whakapūmau. Ka taea e koe te hokohoko, te hoko, te whakamahi rānei i tēnei pārōnaki i roto i te DeFi i te wā e whiwhi tonu ana ō tohu taketake i ngā utu whakapūmau.
Ko ngā kaupapa whakatāwhai ngongo nui ko:
- Lido (stETH) -- The largest liquid staking protocol with over $15 billion in TVL. Issues stETH for staked ETH. 10% commission on rewards.
- Rocket Pool (rETH) -- A more decentralized alternative to Lido with permissionless node operators. Issues rETH. 14% commission on rewards. See our Lido vs Rocket Pool comparison.
- Jito (jitoSOL) -- The leading Solana liquid staking protocol. Captures MEV (Maximal Extractable Value) revenue in addition to base staking rewards, delivering a slight APY premium.
- Marinade (mSOL) -- Another prominent Solana liquid staking protocol that distributes stake across hundreds of validators to maximize decentralization.
- Kāore he wā whakakotahi (hokohoko i ngā wā katoa)
- Ka taea te whakakotahi o DeFi (whakamahia hei taura pūtea)
- Whiwhi utu whakatere me te hua DeFi i te wā kotahi
- Mōrearea o te kirimana atamai
- Ka taea e te hua whārite te wehe i te pūtake
- Komihana kaupapa i ngā utu
Whakatere i ngā Tauhokohoko ki te Mana Motuhake
Ka taea e koe te whakatūpato i tō crypto mā te whakamahi i tētahi whakawhiti pūtea pūmau, me te whakahaere i tō pūkete ake me te whiriwhiri i ngā kaiwhakamana tika. He rerekē ngā painga me ngā whakapae i ia huarahi e pā ana ki te ngawari, ngā utu, me te mōrearea.
Whakatāwhai Whakawhiti
Ko ngā whakawhitinga pokapū pēnei i a Coinbase, Kraken, me Binance e tuku ana i te tāpui kotahi-pāwhiri mō te maha o ngā tohu PoS. Mā te whakawhitinga e whakahaere te kōwhiringa kaitirotiro, te tohatoha utu, me te wetetāpui māu. Koinei te huarahi māmā rawa ki te tāpui, engari he utu tōna.
He nui ngā utu whakapūmau whakawhiti. Ka tango a Coinbase i te 25-35% komihana mō ngā utu whakapūmau, arā, mēnā ko te reiti whakapūmau Ethereum taketake he 3.5%, ka riro pea i a koe te ~2.5% i muri i te tangohanga a Coinbase. He rite tonu te komihana a Kraken. He nui ake te whakataetae a Binance i te 10-20% engari he rerekē te wātea i ia rohe. I tua atu i ngā utu, ka raru koe i te tūraru o te taha whakawhiti -- kei te pupuri te whakawhiti i ō tohu, ā, mēnā ka whakararuhia te whakawhiti, ka kore rānei e taea te utu, ka mōrearea ō rawa whakapūmau.
Whakatāwhi Mana Aro
Ko te whakatakoto pūtea i te rangatira ake e tikanga ana i te pūkete whai ake (pūkete pūrere, whakawhitinga pāti, rānei pūkete pūkoro) ki te tuku tika ki ngā kaiwhakamana, me te mahi tahi ki ngā tikanga whakatakoto pūtea ngongo. Ka mau tonu te rangatiratanga katoa o ō tohu, ā, ka utu i ngā utu iti, kāore rānei, i tua atu i te utu paerewa a te kaiwhakamana (i te nuinga 5-10%).
Ko te whiringa he uaua. Me rangahau koe, whiriwhiri i ngā kaiwhakawātea, whakahaere i te haumaru o te pūkete, whakatika i ngā utu hinu, me haere i ngā atanga whakatāpae motuhake mō te pūnaha blockchain. Mō Ethereum, ka taea e koe te whakatāpae mā Lido, Rocket Pool mā te whakamahi i tētahi pūkete pērā i a MetaMask. Mō Solana, ka tuku ngā pūkete pērā i Phantom i te whakatāpae tuku aunoa. Mō ngā aho pūnaha Cosmos, ka whakarato te pūkete Keplr i tētahi atanga whakatāpae kotahi.
| Tauira | Whakatāwhai Whakawhiti | Whakatāwhi Mana Aro |
|---|---|---|
| Māmā o te whakamahi | Māmā rawa (pā kotahi) | Waenga (pūkete + tuku) |
| Komihana / Utu | 25-35% | 5-10% |
| APY ETH whaihua | ~2.3-2.6% | ~3.2-3.5% |
| Mōrearea o te taha kē | Teitei | Kore |
| Mana tiaki tohu | Ka mau te whakawhiti i ngā tohu | Ka mau koe i ngā tohu |
| Kōwhiringa Kaiwhakamana | Ka kōwhiri te whakawhiti | Ka kōwhiri koe |
Kōrero whakamutunga
Mēnā kei te whakatakoto koe i tētahi moni iti, ā, ka whakaarohia te māmā o te mahi i te mea nui, ka whakaaetia te whakatakoto mā te whakawhiti. Mō ngā tūnga nui, mō te hunga e hiahia ana ki te whakapiki i te hua, me te whakaiti i te mōrearea o te hoa pakihi, ko te whakatakoto i te rangatiratanga mā te pūkete whaiaro te kōwhiringa pai ake. Ko te rerekētanga o ngā utu anake — te utu 5% ki te kaiwhakamana, ki te 25-35% ki te whakawhiti — ka piki nui haere i te roanga o te wā.
Kei te hiahia hua me te kore panoni?
Whiwhi 7.50% APY i runga i te USDC me te Coinstancy Dollar Savings. Kāore he here staking, kāore he tūraru utu, kāore he whakahaere kaitirotiro. Ka whiwhi huamoni ia hēkona, ka whakaputahia anōtia, ā, ka taea e koe te tango i ngā wā katoa.
Open Your AccountMe pēhea te whakapiki i ō hua whakatā
Ko te whiwhi i te APY whakatā taketake he tīmatanga anake. Ka whakamahi ngā kaiwhakatā whea i ngā rautaki maha ki te torotoro i te hua tāpiri i ō rātou tūnga whakatā.
1. Whakamahia te Whakatā Rere + Te Whakapāheketanga DeFi
Ko te whakapai ake hua nui rawa atu e pā ana ki ngā rerekētanga whakatāwhai waiwai i te DeFi. Mā te whakatāwhai ETH mā Lido (ka whiwhi stETH) rānei mā Rocket Pool (ka whiwhi rETH), ka taea e koe te whakamahi i taua tohu rerekētanga hei taura i ngā kaupapa tuku kāri pēnei i te Aave, me te Morpho. Ka āhei tēnei ki te nama i ngā moni pūmau ki te taura i tō stETH, ā, ka taea e koe te tuku atu mō te hua anō.
Hei tauira: Tuku ETH mā Lido (whiwhi ~3.5% APY i te pikinga o te stETH), tuku stETH hei taonga i runga i Aave (whiwhi APY tuku tāpiri), ā, nama USDC i te reiti iti ake. Ka taea e tēnei rautaki te whakapiki i tō hua whaihua ki te 5-8% i te tūnga ETH, ahakoa ka whakaurua e ia te mōrearea whakakāhore me te mōrearea whakakōkiri me me whakahaere āta.
2. Kōwhiria ngā Kaiwhakamana Utu-iti
Ka whakaiti tika ngā komihana a te kaitirotiro i tō hua whakatā. Ka tukuna e te kaitirotiro e utu 0% komihana te utu katoa o te whakatā ki ngā kaiwhakarato, ā, ko te kaitirotiro e utu 10% komihana ka penapena te tekau o tō utu. Heoi, kāore ngā kaitirotiro 0% komihana i te mea pai tonu — ka whakamahia e ētahi te 0% hei tikanga hokohoko poto, ā, me whai moni mau tonu ngā kaitirotiro kia tiaki i te hanganga pono. Rapua ngā kaitirotiro whai komihana i te awhe 3-7% e whai pūkete kaha te wā whakakāhore, ā, kua whakahaere mō te iti rawa o te 6-12 marama.
3. Whakarāpopoto i ō Utu
Kia rerekē whiwhinga pūtea pūmau pūrere e whakakotahi aunoa ia rā, me tonoa ā‑mā ngā utu whakatūpato ka whakanoho anō. I ngā aho kua hangaia i runga i te Cosmos, ka kohia ngā utu ki tētahi paerewa e taea te tono, ā, me whakanoho anō ā‑mā kia whai hua i te whakakotahitanga . Ko te auau whakanoho anō tino pai e whakawhirinaki ana ki ngā utu hinu me te rahi o te utu -- mō ngā tūnga iti, he pai ake te whakanoho anō ia wiki, ia marama i te utu i te rā ia rā.
4. Aukati i te mōrea o te tapahi
Ka taea e te whakakāri te muku tonu i tētahi wāhanga o ō tohu kua whakatūpato mēnā ka pāwhiritia e tō kaitātaritanga ngā paraka rua, rānei ka pā ki te wā whakatā roa. Hei whakaiti i te mōrearea o te whakakāri: whānuihia tō tuku ki ngā kaitātaritanga maha, tīpakohia ngā kaitātaritanga whai pūkete mō te wā e noho ana (99.9%+), ā, kaua e whiriwhiri i ngā kaitātaritanga kua nui rawa (e pupuri ana i tētahi wāhanga nui o te network's stake). I runga i te Ethereum, ka tīmata ngā whiu whakakāri i te 1 ETH, ā, ka piki ake mēnā ka whakakāria ngā kaitātaritanga maha i te wā kotahi.
5. Whakaarohia te MEV-Boosted Whakatātaritanga
Ka hopukina e ētahi kaiwhakamana me ngā tikanga roro māri te Maximal Extractable Value (MEV) -- moni tāpiri i te whakapai ake i te raupapa o ngā whakawhitinga i roto i tētahi poraka. I runga i te Ethereum, ka whiwhi ngā kaiwhakamana e whakahaere ana i te pūmanawa MEV-Boost i tētahi tāpiritanga ~0.5-1% i runga i te APY pūtake o te roro. I runga i te Solana, ka hopukina e te tikanga roro māri a Jito's te MEV kia tukuna ki ngā kaipupuri jitoSOL, ka tuku i tētahi utu iti ake i te roro SOL māmā.
Roro vs Whai Hua Stablecoin
Staking rewards and stablecoin yield are fundamentally different forms of crypto passive income, and choosing between them depends on your goals, risk tolerance, and market outlook.
| Tauira | Staking (e.g., ETH, SOL) | Stablecoin Yield (e.g., Coinstancy) |
|---|---|---|
| Yield denomination | Native token (ETH, SOL, ATOM) | Stablecoin (USDC) |
| APY range | 3-15% (in native token) | 7.50% (in USD terms) |
| Price volatility | High (30-80% drawdowns possible) | Minimal (USDC pegged to $1) |
| Principal stability | Fluctuates with token price | Stable ($1 = $1) |
| Lock-up period | 2-28 rā (ka rerekē i runga i te aho) | Kāore (tango i ngā wā katoa) |
| Potenga pikinga | Teitei (mēnā ka piki te utu tohu) | Kua whakaiti ki te APY (kāore he pikinga utu) |
| Uauatanga | Waenga ki te Teitei | Raro (tuku me te whiwhi) |
| Mō te pai | Kaimau tohu roanga wā (HODLers) | Kaitirotiro e rapu ana i ngā hua pūmau, e matapae ana |
Te Rerekētanga o te Ao Tūturu
Ka taea e te kaiwhakarato e whiwhi 7% APY i runga i te Solana (SOL) te kite i ngā hua whakamīharo i te mākete toro. Mēnā ka piki te SOL ki te 50% i roto i tētahi tau, ko tō rātou whakahoki katoa (te pikinga utu + te hua whakarite) he tata ki te 57%. Engari i te mākete pōuri, ka heke te SOL ki te 40%, ka waiho i a rātou ki te ngaro -33% ahakoa te whiwhi hua whakarite.
By contrast, a stablecoin yield earner in Coinstancy Dollar Savings earns the fixed 7.50% APY currently in force: for illustration, assuming the current fixed rate stays unchanged, which is not guaranteed, about $750 on a $10,000 deposit over one year. The principal is denominated in USDC, which is pegged to $1, and interest accrues every second and is automatically reinvested, with no lock-up. The rate may be revised as market conditions evolve.
He wā ki te kōwhiri i te hua stablecoin mō te staking
- Kei te hiahia koe ki ngā hua ka taea te matapae, e ū ana -- ka hoatu e te huamoni stablecoin he hua pūmau i roto i ngā ture USD me te kore e pā ki ngā huringa utu crypto.
- Kua tango kē koe i ngā hua -- ko te huri i ngā hua ki USDC me te whiwhi 7.50% APY he huarahi ki te whakapiki rawa me te kore e hoki atu ki te mōrearea o te mākete.
- You need liquidity -- Coinstancy lets you withdraw anytime with no unbonding period, unlike staking which locks tokens for days or weeks.
- You are risk-averse -- no slashing risk, no validator risk, no price volatility.
Mōrearea o te staking
Kāore te staking i te kore mōrea. He mea nui te mārama ki ēnei mōrea i mua i te tuku i ō tohu ki tētahi whakaritenga staking.
Panoni utu
Ko te mōrearea nui rawa atu i te whakatāwhi he te huringa utu o te tohu taketake. Ko te whiwhi 10% APY i tētahi tohu e heke ana 50% i te uara ka hua he ngaro 40% i ngā tikanga USD. Ka whakatakotoria ngā utu whakatāwhi i te tohu taketake, kāore i ngā tāra. I te wā o te mākete pōuri o te 2022, i heke te ETH mai i $3,500 ki $900, ā, i heke te SOL mai i $260 ki $8 — kāore he hua whakatāwhi i taea te whakakapi i ngā ngaro o taua rahi. Kia maumahara tonu, kāore ngā utu whakatāwhi e tiaki i a koe i te mōrearea utu heke.
whakawātea
Whakawhāiti he tikanga whiwhi utu i te wāhi o ngā tohu kua whakatakotoria e te kaitirotiro's, ka whakakorea mō ake tonu atu mēnā ka hē te kaitirotiro (tuhinga rua, whakakāhore) rānei ka pā ki te wā roa kāore i te mahi. Hei kaituku, ka pā hoki ki ōu tohu te whakawhāiti mēnā ka whiwhi utu te kaitirotiro i kōwhiria e koe. I runga i te Ethereum, he iti noa ngā utu whakawhāiti tuatahi (1/32 o te kaitirotiro's tahua), engari ka taea e ngā tukanga whakawhāiti e hono ana te whiwhi utu te pikinga nui. I ngā aho Cosmos, ko te whakawhāiti mō te wā kāore i te mahi he 0.01% ā, mō te tuhinga rua he 5%.
Ngā wā ārai me ngā wā whakakorea hononga
Ka whakakore koe i ngā tohu, ka whakakāhorea e te nuinga o ngā aho tētahi wā unbonding e kore e taea te whakawhiti, te hoko rānei i ō tohu. He wā unbonding 21 rā ngā aho Cosmos; he 28 rā a Polkadot. Mēnā ka heke te mākete i tō wā unbonding, kāore e taea te hoko i ō tohu hei whakaiti i ngā ngaro. Ko tēnei mōrearea o te kore-āhei-utu tētahi o ngā take matua i whakanui ai te whakatere-utu ngākau – ka taea te hoko wawe i ngā hua whakatere-utu i ngā mākete tārua, ka karo i te wā unbonding katoa.
Mōrearea Kāri Pūkete (Whakawhiwhi Rere)
Ka whakaurua e ngā tikanga whakawhiwhi rere he papanga tāpiri o te mōrearea kāri pūkete. Mēnā he ngoikoretanga kei te kāri whakawhiwhi rere, ka taea te whakawātea i ngā pūtea, ā, ka ngaro te hononga o te tohu whakatipu ki te taonga taketake. Ahakoa kua mahia ngā arotake whānui i ngā tikanga nui pērā i a Lido me Rocket Pool, ā, kua whakahaerehia mō ngā tau me te kore he whakatūturu, kāore te mōrearea i te kore rawa. Ko ngā tikanga whakawhiwhi rere hou i runga i ngā aho e puta mai ana, he nui ake te mōrearea kāri pūkete nā te iti o te whakamātau pakanga.
Utu whai wāhi
Kaore e taea te whakamahi i ngā tohu kua mau ki te whakatā i ngā rautaki kē -- pērā i te whakarato pūkete, te tuku nama, rānei te hoko i te wā o te taumata o te mākete. Ahakoa ka whakaiti te whakatā waiwai i tēnei āhua, ko te whakamahi i ngā hua whakatā i te DeFi e whakauru ana i te uauatanga me te mōrearea anō. He mea nui te utu whai wāhi i ngā wā o te mākete hihiri, i reira ka whai hua te āhei ki te whakahou tere i tō pūkete.
Ngā Pānga Taake o te Whakatā
Ko ngā utu whakatā i te whakatā he taake i te nuinga o ngā rohe. Ka rerekē te whakahaerenga tika i ia whenua, ā, kei te whakawhanaketia tonu ngā ture i a ngā kaiwhakahaere e whai ana i ngā tauira moni motuhake mō te crypto. Anei he tirohanga poto mō te āhua o ngā rohe nui e whakahaere ana i te moni whakatā. Mō tētahi wetewete whānui, tirohia tā mātou arotau taake crypto.
United States
The IRS treats staking rewards as ordinary income, taxable at the fair market value when received. This means every time you receive a staking reward, you owe income tax on the USD value at that moment. When you later sell the staked tokens, you may also owe capital gains tax on any price appreciation since receipt. The IRS has been increasingly focused on crypto tax compliance, and most exchanges now issue 1099 forms for staking income.
United Kingdom
HMRC treats staking rewards as miscellaneous income subject to income tax. Capital gains tax applies when you dispose of the staked tokens. There is a capital gains tax-free allowance, but it has been significantly reduced in recent years to just 3,000 GBP.
Tiamana
Germany has relatively favorable crypto tax rules. Gains from the sale of crypto held for more than one year are tax-free for individuals. However, staking rewards are treated as income and may extend the holding period for tax-free treatment from one year to ten years in some interpretations. The rules are still being clarified, so consult a German tax advisor familiar with crypto.
Ahitereiria
The ATO treats staking rewards as ordinary income at the fair market value when received, similar to the US approach. A 50% capital gains tax discount applies to assets held for more than 12 months when they are eventually sold.
Kōrero nui mō te rīpoata taima
Ko te aroturuki i ngā utu whakatūpato mō ngā take tāke ka taea te uaua, otirā mēnā ka tohua ngā utu i te wā tonu (ia wāhanga rānei, ia poraka rānei). Whakamahia ngā pūmanawa tāke crypto motuhake pērā i a CoinTracker, Koinly, me TokenTax hei aunoa i te aroturuki o te moni whiwhi whakatūpato. Ka taea e ēnei taputapu te kawemai raraunga whakawhitinga mai i ngā pūkete me ngā whakawhitinga, ā, ka whakaputa pūrongo tāke mō tō rohe. Ko tēnei aratohu mō ngā kaupapa mōhio anake, kāore i te whakakapi i te tohutohu tāke. Tonoa he mātanga tāke e whai tohu mō te ārahi e hāngai ana ki tō āhua.
Earn 7.50% APY Without Staking Complexity
No validators to choose, no unbonding periods, no price volatility. Deposit USDC and start earning a fixed rate with Coinstancy Dollar Savings.
Timata Whiwhi I Tēnei RāNgā Pātai Auau
He aha te crypto e whai hua staking tino pai i te 2026?
He whai tikanga te whakatūpato crypto?
He aha te rerekētanga i waenga i te whakatūpato me te whakatūpato ngongo?
Ka taea e au te ngaro moni i te wā e whakatūpato i te crypto?
Me utu tāke au mō ngā utu whiwhi i te whakatūpato?
Haere tonu ki te ako
Tirohia ngā aratohu e pā ana ki te whakatūpato, te hua o te moni pūmua, me ngā rautaki whiwhi moni crypto.
He aha te whakatūpato?
Ako i ngā mātāpono o te Whakaaturanga-ā-Whakatūpato, me te āhua e tiaki ai te whakatūpato i ngā pūnaha poraka, me te āhua e taea ai e koe te whai wāhi hei kaiwhakawhiwhi.
Pānui AratohuAratohu Hua Stablecoin
Tirohia me pēhea te whiwhi hua i runga i ngā moni pūmua pērā i te USDC me te kore e whakatūwhera i a koe ki te panoni utu crypto.
Pānui AratohuLido ki Rocket Pool
Whakatauritea ngā pūnaha whakatūpato ngiroro nui rawa o Ethereum e rua i te taha kotahi: utu, whakatōpū, APY, me ngā āhua mōrearea.
Pānui WhakatauriteTe Kōwhiringa Whakatūpato Kāore he Panoni Utu
Earn 7.50% APY on USDC with Coinstancy Dollar Savings. Interest accrues every second and is automatically reinvested. No lock-up, withdraw anytime. Predictable returns without the price risk of staking volatile tokens. See how Coinstancy savings pools work.
Whakatuwheratia tō Pūkete CoinstancyNgā puna me ngā pānuitanga atu anō
Ka whakawhirinaki ngā tatauranga me ngā kerēme o tēnei whārangi ki ngā tuhinga kei raro nei. Ka neke ngā tatauranga pā ki te wā (reiti, hua, utu, raraunga mākete): tirohia te uara ora i te puna i mua i te mahi.
- Ethereum.org, Stakingethereum.org
Solo, pooled and liquid staking options and the 32 ETH validator requirement.
- Ethereum Launchpadlaunchpad.ethereum.org
Te maha ora o ngā kaitirotiro, te tapeke ETH kua whakapumautia me te reiti whakapumau o nāianei.
- Ethereum.org, Ngā utu me ngā whiu Proof-of-stakeethereum.org
How slashing, the correlation penalty and inactivity penalties work.
- Tuhinga Solana, Te Whakamanasolana.com
Te tuku, ngā wā, te whakahohe me te whakaweto i te punga i Solana.
- Tuhinga Cosmos Hubhub.cosmos.network
Delegation, the 21-day unbonding period and slashing parameters on Cosmos Hub.
- Polkadot Wikiwiki.polkadot.com
Te Whakapūmau Whakaingoa, ngā puna whakaingoa me te wā wetewete 28 rā.
I arotakea whakamutunga: Mahuru 2026. Ka whakatuwheratia ngā hononga o waho ki tētahi tihopa hou; kāore a Coinstancy e whai kawenga mō ō rātou ihirangi.
Whiwhi hua e taea te matapae i runga i tō crypto
Skip the staking complexity. Earn 7.50% APY on USDC with Coinstancy Dollar Savings -- no lock-ups, no validators, no price volatility.