Me pēhea te whiwhi Moni ā-māori me te crypto
E whitu ngā rautaki kua whakamana ki te whakakōkiri i tō crypto i te tau 2026. Mai i ngā penapena moni pūmau e whiwhi 7% APY ki te whakatūpato, te tuku nama, me te mea nui atu — kua rangahau i te mōrearea, te kaha mahi, me ngā hua.
Arokite Whiwhi Moni Kiritōpū
Ko te whiwhi moni ā-motu crypto e kīia ana ki tētahi rautaki e whakaputa ai āu rawa matihiko i ngā hua kāore e hiahiatia te whakahaere ā-rā. He rerekē i te pūtea tuku iho, i reira ngā pūkete penapena e whiwhi ana i te tata ki te kore, ā, ko ngā mākete hononga e hiahiatia ana he nui rawa, DeFingā kawa e whakahaere ana 24/7, ā, ka wātea ki te tangata katoa kei a ia he hononga ipurangi me tētahi pūkete.
Ko te āhua o te tau 2026 kua pakeke ake i ngā wā katoa. Kua riro te arotake kirimana-mātauranga hei paerewa ahumahi, kua tipu ngā mākete inihua i runga i te aho, ā, kua kawea e ngā papatono taumata whakahaere ngā whakahaere mōrearea kua whakamātauhia ki ngā kaiwhakamahi hokohoko. Kua tau ngā hua o ngā moni pūmau ki ngā tawhito e taea ana te mau tonu i muri i te nui o te whakapae o ngā wā o mua, ā, kua tiaki ngā whatunga taunakitanga-utu i ngā mano piriona tāra i te uara.
Ka whakaurua e tēnei aratohu i ngā rautaki e whitu motuhake, kua whakarārangitia mai i te māmā rawa ki te uaua rawa. Ahakoa he $100, $100,000 rānei āu, he huarahi whiwhi moni ā-motu crypto e hāngai ana ki tō manawanui mō te mōrearea, taumata pūkenga hangarau, me te wā e whakapau ana. Kei ia wāhanga rautaki he āhuatanga tūturu APY ngā awheawhe, te kaha e hiahiatia ana, me te aromātanga mōrearea pono.
Ngā hua toitū
Ka puta ngā hua o te 2026 i te mahi ōhanga tūturu: te hiahia muku, te haumaru whatunga, me ngā utu tauhokohoko — kāore i ngā tukunga tohu pikinga utu.
Mārama mōrearea
Ka whakatauritea ia rautaki i tēnei aratohu i te taumata mōrearea, kia taea e koe te whakakotahi i tō pūkete ki tō wāhi haumaru.
Pānga Whakarāpopoto
Ka hurihia e te whakarāpopoto ia rā ngā reiti iti ki ngā hua whai tikanga. Ka tipu te 7% APY e whakarāpopotoa ia rā i te $10,000 ki te $10,725 i roto i tētahi tau.
Rautaki 1: Penapena Stablecoin (Māmā rawa)
Mēnā kei te hiahia koe i te whiwhinga moni pūtea crypto kāore he panuku utu hihiri o Bitcoin, Ethereum rānei, ko te penapena stablecoin te wāhi tīmata. Ka tāpui koe i tētahi stablecoin e piri ana ki te tāra pēke pēnei i USDC ka whiwhi painga — ōrite ki tētahi pūkete penapena whai hua nui, engari ka hikoia e ngā tikanga DeFi e whakaputa hua mai i ngā mākete nama me ngā mākete moni kei te aho.
Ko te ariā he māmā: ka whakaae ngā papatono i tō tāke USDC, ka tuku ki ngā rautaki DeFi rerekē, ka tuku te hua ki a koe. Ko ngā papatono tino pai e whakahaere i te uauatanga katoa — ngā whakawhitinga kirimana-mātauranga, te whakahou, te whakakotahi — nō reira ka tāke noa koe, ka mātakitaki i tō paerewa e tipu ana.
Coinstancy — Whiwhi 7% APY i runga i te USDC
Te ara urunga māmā rawa ki te whiwhinga moni pūkete kore-āhua
- 7% APY i runga i te USDC — tētahi o ngā reiti pūkete-pūtea mau roa teitei rawa e wātea ana i te 2026
- Whakakotahi ia rā — ka piki te painga ia rā, ka whakakotahi aunoa, e whakapiki ana i tō hua whaihua
- Kāore he wā whakakapi — tikiake tō USDC i ngā wā katoa me te kore utu whiwhi, kāore he wā tatari
- Tikiake wawe — kāore he wā whakakāhore, kāore he tawitawitanga, ka wātea tonu ō pūtea
Me pēhea te mahi a te penapena Stablecoin
Ka tukuna e koe te USDC ki Coinstancy, ka tohua āu pūtea ki ngā tikanga kāriha DeFi kua tirotirohia, e utu ai ngā kaipānga i te pānga hei whiwhi pūtea. Ka puta te hua mai i te tono tūturu mō te kāriha — ngā kaihokohoko e hiahia ana i te whakakaha, ngā tikanga e hiahia ana i te pūtea, me ngā whakahaere e whakahaere ana i ngā mahi pūtea. Coinstancy ka whakahaere i te tohatoha, te whakahāngai anō, me te whakakotahi aunoa, nō reira tō APY ka noho pūmau i te whakapai ake me te kore āwhina ā-ringa.
Taumata mōrearea: Rawa
Ko te penapena stablecoin te mea whai mōtoro iti rawa i ngā rautaki moni whiwhi crypto katoa. Ko tō pūtea matua i tātauhia ki tētahi taonga e piri ana ki te tāra, e whakakore ana i te rerekētanga o te mākete. Ko ngā mōtoro matua ko ngā ngoikoretanga o ngā kirimana-mātauranga i ngā tikanga i raro, me te āheinga tawhiti o tētahi takahanga USDC e kore e mau. Hei ako atu mō te āhua o te tatauranga o ngā hua, pānuihia tō mātou aratohu katoa mō te APY i roto i te crypto.
Rautaki 2: Staking
Te whakatūpato he tukanga o te kaitiaki i ō rawa crypto hei tautoko i te haumaru o te whatunga pūnaha blockchain e whai pūkenga. Hei utu, ka whiwhi koe i ngā tohu hou i hangaia me tētahi wāhanga o ngā utu whakawhitinga. He rite ki te whiwhi tāpiritanga mō te pupuri heautu i tētahi kamupene e whakaputa uara.
Ko ngā taonga whakatā rongonui i te tau 2026 ko Ethereum (ETH) i te 3-4% APY, Solana (SOL) i te 6-7% APY, me Cosmos (ATOM) i te 15-20% APY (ahakoa ko te reiti nui ake o ATOM's e whakaatu ana i te pikinga utu me te mōrearea). Ka utua ngā hua whakatā i te tohu taketake, nō reira ka riro i ngā hua e pā ana ki te nekehanga utu o te asset's.
Whakatā Taketake
Ka whakahaere i tō ake pūtirotiro validator e tuku ana i ngā hua whakatūpato teitei rawa nā te mea e karo ana koe i ngā utu a tētahi atu. Ethereum me hiahiatia 32 ETH hei whakahaere validator. He iti ake ngā ārai o Solana me Cosmos. Ko te whakatūpato taketake e whai wāhi ana i te wā whakakāhore — 21 rā mō Cosmos, rerekē mō Ethereum — i taua wā ka mau ngā pūtea, kāore e whiwhi utu.
Ko te whakakotahitanga he taumaha whakahaere. Me whai koe i te taputapu pono, te aroturuki wātea, me te mōhio ki ngā āhuatanga whakaiti. Mēnā ka noho kore tō kaiwhakamana, ka pāwhiri rua i tētahi poraka, ka taea te tapahi i tētahi wāhanga o tō haumi hei whiu.
Whakapūmau Rere
Liquid staking protocols like Lido (stETH), Rocket Pool (rETH), and Jito (jitoSOL) let you stake without running infrastructure and receive a liquid receipt token that can be used elsewhere in DeFi. You can hold stETH to earn staking rewards while simultaneously using it as collateral on lending platforms like Aave or Morpho.
Ko ngā tohu whakatāwhai ngiroro e hokona ana i te hekenga iti ki te taonga matua, ā, ka mau i tētahi papanga tāpiri o te mōrearea kirimana-mātauranga i te tikanga whakatāwhai anō. Ko ngā hua tūturu he 0.5-1% iti iho i te whakatāwhai taketake nā te utu a te tikanga.
Whakatāwhai Whakawhiti
Ngā whakawhiti pūtea ā-roto pērā i Coinbase, Kraken, me Binance e tuku ana i te whakatūpato kotahi-pāwhiri me te kore e hiahiatia ngā whakaritenga iti. Ko tēnei te kōwhiringa māmā rawa engari ka whai wāhi ki te mōrearea tiaki (ka mau te whakawhiti i ō kī) ā, ko te utu utu teitei rawa, he 10-25% o ō utu whakatūpato. Ko te whakatūpato i te whakawhiti te mea pai mō ngā moni iti, i reira ka nui ake te māmā o te mahi i te utu.
Rautaki 3: Whakaurunga
Ka taea e te tuku nama DeFi te tuku rawa crypto ki tētahi tikanga, ā, ka whiwhi painga i ngā kaiwhiwhi. Ehara i te pēke, kāore he kaiwhakawhiti — ka whakahaerehia e ngā kirimana atamai te whakakotahi, te tatauranga o te reiti painga, me te whakakorea aunoa o ngā nama kāore i te whakakapi.
Ko ngā kaupapa tuku nama matua i te tau 2026 ko Aave (te nui rawa atu i runga i te TVL, he maha-aho), Morpho (kua whakakēia te whakataurite utu i waenganui i ngā tāngata), ā, Compound (te kaupapa tuku nama DeFi taketake). He rerekē ngā reiti, ā, ka huri haere i te hiahia tuku nama. Ko ngā reiti tuku nama USDC e pā ana i te 2-8% APY i runga i ngā āhuatanga o te mākete.
Mēnā Ka Mahi Te Tuku Nama DeFi
Ka tāpui ngā kaiwhiwhi i te taonga (i te nuinga 150-200% o te uara o tā rātou nama) ka nama ki runga i taua taonga. Mēnā ka heke te uara o te taonga ki raro i te pae whakakāhore, ka whakakāhore aunoa te tūnga hei utu i ngā kaiwhakarato. Ka tiaki tēnei tauira whakakāhore nui i ngā kaiwhakauru i ngā hapa.
Ka whakarerekē ngā reiti pānga i runga i te huarahi rorohiko i te whakamahinga. Ina nui te hiahia nama (te whakamahinga nui), ka piki ngā reiti hei kukume i ngā tāpui anō. Ina iti te hiahia, ka heke ngā reiti. Ka hanga tēnei i tētahi mākete e whakahaere ana i a ia anō.
Arotakenga mōrearea
Ko te mōrearea o te tikanga tuku nama e whakauru ana i ngā hapa i ngā kirimana atamai, te whakakē a te orāka (ka taea te hua i ngā whakakāhore hē), me te nama kino i ngā hapa whakakāhore e heke haere ana i ngā wā aroturuki nui o te mākete. Kua pārekareka ngā tikanga kua whakatūria pēnei i a Aave i ngā heke mākete maha, engari ko ngā tikanga hou, kāore i te arotake nui, he nui ake te mōrearea.
Te Morpho ka whakaiti te tikanga i te mōrearea mā te whakaaetanga i te whakataurite tētahi-ki-tētahi, e whakaiti ana i te whakatūturu ki ngā kaupapa nama kino puta noa i te pūreke. Mēnā e hiahia ana koe i ngā hua tuku nama me te kore e whakahaere i ngā hononga tikanga āu anō, ka whakahaere a Coinstancy i tēnei aunoa i roto i tāna hua penapena USDC.
Rautaki 4: Te tuku moana
Te tuku moana e tohu ana i te whakaurunga o ngā tātua tohu ki ngā pūkete whakawhiti kāore i te whakahaere kia taea e ngā kaihoko te whakawhiti i waenganui i a rātou. I te utu, ka whiwhi koe i tētahi wāhanga o ngā utu hokohoko katoa i whakaputa e te pūkete. Koinei te pūngao i muri i kainga hua ā, ka taea te whakaputa hua nui ake i te whakatūpato, te tuku moni — engari he mōrearea anō kei roto.
Ko ngā papatono rongonui ko Uniswap (ngā pūtea kōwhiri), Balancer (ngā pūreke taumaha me ngā pūreke whakapiki), Curve (kua whakakē mō ngā moni pūmau), me Aerodrome (tihi Base). He rerekē te whiwhinga i te whānui: ka taea e ngā pūreke moni pūmau te whiwhi 5-15% APY, ā, ka taea e ngā tātua huringa te hipa 30-100% engari ka mau i te mōrearea nui ake i te ōrite.
Uru Utu
Ka huaia e ia whakawhiti i roto i tō pūreke he utu (i te nuinga 0.01-1%), ka wehe i te ōrite ki ngā kaiwhakarato pūtea katoa. Ka taea e ngā pūreke nui-rua me ngā horopaki paku te whakaputa i ngā whiwhinga ātaahua.
Ngaro Wā Poto
Ka rerekē ngā utu tohu i tō tātua, ka whakahou aunoa te pūreke, ka waiho i a koe ki te nuinga o te tohu e hekē ana. Ko tēnei ngaro he "impermanent" anake mēnā ka hoki ngā utu ki tō rātou ōrite taketake.
Māwai i whakakotahitia
Ka whakaaetia e Uniswap v3 me v4 kia arotahi koe ki te waiwai i ngā awheawhe utu motuhake. Ka whakapiki tēnei i te whiwhinga utu, engari me whakahaere kaha, ā, ka piki ake te ngaro kore-mōrearea mēnā ka neke te utu ki waho i tō awheawhe.
Mō ngā monī pūtete
Ko ngā pūreke stablecoin‑stablecoin (USDC/USDT, USDC/DAI) e whakaiti ana i te ngaro kāore i te roa nā te mea e whai ana ngā rawa e rua i te uara kotahi. Ko ēnei ngā tūnga LP tino haumaru.
Rautaki 5: Whakahau Pukenga
Ka utu ngā whatunga iho tūhono korekore ki ngā kaiwhakahaere pūkenga ki te whakarato i te tātaitanga, te rokiroki, te whakakōrero ataata, ngā raraunga orākura, me ētahi atu ratonga. Kāore i te rite ki te staking, e whakaaetia ana e koe ngā whakawhitinga, ko te whakahaere pūkenga e tikanga ana i te mahi mō te whatunga. He nui ake ngā hua hei utu i te taumaha whakahaere.
Ko tēnei rautaki te pai mō ngā kaiwhakamahi whai pūkenga hangarau e māmā ana ki te whakahaere tūmau me te mātakitaki wā whakakāhore. Ka rerekē nui ngā hiahia pūtea me ngā ārai hangarau i ngā whatunga katoa.
Akash Network — Rorohiko Kapua Whakawhitinga
Ko Akash he mākete kapua korekore e tuku ana i ngā rauemi rorohiko (CPU, GPU, memory) ki ngā kaiwhakamahi i ngā utu tino iti iho i te AWS me te Google Cloud. Hei kaiwhakatuwhera, ka whakatakoto koe i ngā tohu AKT me te tuku i tō taputapu ki te whatunga. Ka puta te whiwhinga moni i ngā utu whakapae i te AKT, USDC rānei, ā, ko ngā hua e whakawhirinaki ana ki ngā taipitopito o tō taputapu, te reiti whakamahinga, me te hiahia o nāianei mō te rorohiko.
Ngā kaiwhakarato GPU, otirā, kua kite i te hiahia kaha i ahuahia e ngā mahi whakatau AI. Ka taea te whakahaere kaiwhakarato Akash me ngā GPU pakihi te whakaputa hua nui, ahakoa e hiahiatia ana te taputapu motuhake me te hanganga whatunga.
Livepeer — Whakawhitiata Kōrero Ataata
Ko Livepeer he whatunga whakawhitinga ataata korekore. Ka whakatakotoria e ngā Kaiwhakahaere ngā tohu LPT, ka whakamahi i ā rātou GPU ki te whakawhitinga ngā aho ataata mō ngā kaiwhakaputa. Ka taea e ngā Kaiwhakarato te whiwhi moni ā-māui mā te whakatakoto LPT ki ngā Kaiwhakahaere e whakawhirinaki ana, kāore e hiahia kia whakahaere taputapu rātou anō. Ka puta ngā hua i ngā utu ETH e utu ana e ngā papatono ataata me ngā utu whakanui LPT. Ka whakaaetia te tauira whakawhiti ki te Livepeer kia wātea ki ngā kaiwhakamahi kāore i te mātanga.
Chainlink — Ngā Pūkete Oracle
Ka tukuna e ngā kaiwhakahaere nodi Chainlink ngā raraunga off‑chain (ngā pūreke utu, raraunga huarere, tau matapōpō) ki ngā kirimana atamai. Ko te whakahaere i tētahi nodi Chainlink e hiahiatia ana he utu LINK, hanganga pono, me te whakauru ki ngā API puna raraunga. Ka puta te moni whiwhi i ngā utu LINK mō ia tono raraunga e tautuhia ana e tō nodi. He nui te ārai ki te uru, engari ka whiwhi moni mau tonu ngā kaiwhakahaere nodi kua whakatūpato i ngā tikanga e whakawhirinaki ana ki ngā orākara Chainlink mō ā rātou mahi matua.
Rautaki 6: Kaihui Hua
Ka whakaiti aunoa ngā kaihui hua i ō hua mā te whakakotahi i ngā utu, te whakahou i ngā hononga i ngā tikanga, me te kohi i ngā whakaaetanga tohu mō tōu taha. Mā te kore e tonoa ā‑mano ngā utu whakatūpato me te whakahoki ki te pūkete, ka mahia e te kirimana atamai o te kaihui hua tēnei mō ngā mano, ngā mano tini o ngā kaiwhakamahi i te wā kotahi, ka hora ngā utu hinu, ā, ka whakakotahi i ngā hua i te nuinga o te wā i te mea kāore e taea e tētahi tangata kotahi.
Ko ngā kaihuihui rangatira i te tau 2026 ko Beefy Finance (multi-chain, rau o ngā rautaki pouaka), Yearn Finance (Ethereum-native, i whakatūwhera i te ariā pouaka hua), me Sommelier (pouaka rautaki kaha ka whakahaerehia e ngā tīma quant). Ka tuku ia i tētahi huarahi rerekē ki te whakapai ake i te hua.
Whakakotahi Aunoa
Ko te kaupapa uara matua o ngā kaihautū hua ko te whakakotahi aunoa. Mēnā ka utu ngā utu i tētahi tohu kāwanatanga, ka hokona aunoa e te kaihautū taua tohu, ka hoko i ētahi atu rawa kua tāpuitia e koe, ā, ka whakahoki ki te pūkete — i ētahi wā he maha ngā wā i te rā. Ka taea tēnei te huri i te 20% APR ki te 22%+ APY mā te kaha o te whakakotahi.
Beefy he tino kaha i konei, e tautoko ana i ngā akeakei nui atu i te 20 me ngā rau o ngā pouaka aunoa. Ka tāpui koe i ngā tohu LP, i ngā taonga kotahi rānei, ā, ka whakahaere a Beefy i te toenga.
Ngā Whakaaro mō te Mōrearea
Ka tāpiri ngā kaihui hua i tētahi papanga mōrearea kirimana-mātauranga ki runga i te mōrearea tukanga taketake. Kei te whakawhirinaki koe ki ngā kirimana a te aggregator's me te pāmu, te tukanga rānei e whakatūwherahia ai ō pūtea mō te mutunga. Āpiti atu, tērā pea ka pā te heke o ngā tohu utu i te wā e hokona ana i te nui o te hokohoko.
Ngā kaihautū i whakatūria pērā i a Beefy me Yearn he rerekētanga roa, he maha ngā arotake. Ka taea e ngā kaihautū hou, iti rānei te tuku APY nui ake i te pānui, engari ka mau i te mōrea nui ake. Me mātaki tonu i te TVL, te tūnga arotake, me te mana o te hapori i mua i te tuku moni.
Rautaki 7: Airotanga & Poini
Ka tohua e ngā airdrop ngā tohu kore utu ki ngā kaiwhakamahi tuatahi o tētahi tikanga, he mea i runga i ngā mahi tawhito i te ipurangi. Ko te "points meta" i puta i te tau 2024 i whakatakoto i tēnei: ka whiwhi ngā tikanga i ngā tohu kore-aho mō te whakamahi i ā rātou hua, ā, ka hurihia ki ngā tohatoha tohu ā muri ake. Ka hiahiatia e tēnei rautaki he iti rawa te pūtea engari he nui te wā me te mōhiotanga.
Ngā airdrop rongonui kua whai uara mano tāra mō ia pūkete. Uniswap's UNI airdrop i te 2020 i tuku ki ia kaiwhakamahi o mua $1,400+. Arbitrum's ARB airdrop i te 2023 i whānui mai i $1,000 ki $10,000+ i runga i te mahi. I ngā rā tata nei, kua tohua ngā kaupapa pērā i EigenLayer, LayerZero, me Starknet i ngā tohu whai uara nui ki ngā kaiwhakamahi tuatahi.
Me pēhea te whakarite mō ngā airdrop
- Whakamahia ngā kaupapa hou i te wā tōmua. Ko te whai wāhi ki te testnet, ngā tāpiritanga i te wā tuatahi ki te mainnet, me te mahi whakahaere he mea e whakaaetia ana i ngā pūkete mō ngā airdrop ā muri ake nei.
- Haranga ki ngā aho hou. Mā te whakamahi i te haranga taketake o te aho i roto i ngā marama tuatahi, he wāhi nui te whakaaetanga mō te tohatoha tohu o taua aho.
- Kōkua i ngā pōti. He maha ngā tikanga DeFi ināianei e whakahaere ana i ngā hōtaka pōti e utu ana i ngā kaiwhakauru moni, kaihokohoko, me ngā kaiwhakawhiwhi i mua i te whakarewa o tō rātou tohu.
- Tiaki mahi kanorau. He wā ka whakakore ngā tikanga i ngā pūkete Sybil (ngā kaiwhakamahi e hanga ana i ngā pūkete maha). Ko te whakamahi pono, ā-tinana puta noa i ngā tikanga me ngā aho maha e āhei ana ki ngā tohatoha nui rawa.
Mōrearea: He rerekētanga nui
Kāore ngā airdrop e tino whakarite i te whiwhinga moni. Ka taea e koe te whakapau marama ki te mahi tahi ki tētahi tikanga anake kia whiwhi i tētahi tohatoha iti rawa — kāore rānei mēnā kāore te kaupapa e whakarewa i tētahi tohu. Ko ngā utu hinu i whakapau ki ngā whakawhitinga e whakaaetia ana he utu tūturu. Ko ngā kaihoko airdrop tino whaihua e titiro ana ki te āhua pūkete: mahi tahi ki ngā tikanga maha, kia whānui, kia taea e ngā toa te utu i ngā mea kāore i tutuki. Ka pai tēnei rautaki ki ētahi atu — hei tauira, ka taea e koe te whiwhi hua i te whakatūpato, te whiwhi moni mā te tuku, i te wā kotahi ka kohikohi i ngā pōti mō tētahi airdrop ā muri ake.
Aukati i te uaua — Tīmata te whiwhi moni i tēnei rā
I te wā e whakamahi ana ngā rautaki ātaata pērā i te whakarato pūtea me te whakahaere pūtaiao, ka whiwhi hua nui ake, me te mōhio pūtaiao me te whakahaere kaha. Ka tuku a Coinstancy 7% APY i runga i te USDC me te whakakotahi o ia rā, kāore he here, me te tango tere — te ara māmā rawa ki te whiwhi moni hihiri aunoa.
Whiwhi 7% APY i runga i te USDCNgā Rautaki 7 Katoa I Whakatauranga
Anei he whakataurite tata i ia rautau pūtea pasifua crypto i te aratohu nei. Whakamahia tēnei ripanga ki te whakataurite i ia huarahi ki tō whakaae mōrearea, te pūtea wātea, me te nui o te wā e hiahia ana koe ki te whakahaere i ō tūranga.
| Rautaki | APY tipitipi | Taumata mōrearea | Mahi | Pūtea iti |
|---|---|---|---|---|
| Penapena Stablecoin (Coinstancy) | 7% | Rāweke | Mōkito | Kāore he mōkito |
| Staking (ETH, SOL, ATOM) | 3-7% | Rāweke-Māwa | Rāweke | $10+ |
| Lending (Aave, Morpho, Compound) | 2-10% | Waenga | Rāweke | $50+ |
| Whakarato waiwai | 5-30%+ | Māwa-Nui | Waenga | $100+ |
| Mahi Raraunga | 10-30%+ | Waenga | Teitei | $1,000+ |
| Kōpaki Hua | 5-25% | Waenga | Rāweke | $50+ |
| Airdrops & Poini | 0-1,000%+ | Rerekētanga Nui | Waenga | $10+ (gas) |
Ngā Pātai Auau
He aha te ara haumaru rawa ki te whiwhi pūtea pasifua me te crypto?
E hia te moni ka taea e au te whiwhi i te whiwhi moni ā-mārahi i te crypto?
Me nui te moni kia tīmata au ki te whiwhi moni ā‑muri i te crypto?
He taurangi te whiwhinga moni ā-crypto?
He aha te rerekētanga i waenga i te APY me te APR i roto i te crypto?
Ka taea e au te ngaro moni mā ngā rautaki whiwhinga moni ā-moni matihiko?
Haere tonu ki te ako
Rere ki te hohonutanga o ngā tikanga me ngā rautaki i whakahuahia i tēnei aratohu.
He aha te APY i roto i te Crypto?
Understand how APY is calculated, the difference between APR and APY, and how compounding frequency impacts your returns.
Pānui Aratohu AratohuAratohu Morpho
Optimized lending with Morpho Blue. Peer-to-peer matching, vaults, and rate optimization for better yields.
Pānui Aratohu AratohuAratohu Hua Stablecoin
Kei hea e whiwhi ai i ngā utu pai rawa mō ngā moni pūmua i te tau 2026. Whakataurua ngā papatono, ngā rautaki, me ngā mōrearea.
Pānui AratohuThe Easiest Crypto Passive Income
Earn 7% APY on USDC with Coinstancy. Daily compounding, no lock-up period, instant withdrawal. Deposit today and start earning tomorrow — no DeFi experience required.
Tīmata te whiwhi moni i te CoinstancyKua rite ki te whiwhi moni ā-māui me te crypto?
Timata ki te 7% APY i runga i te USDC — te rautaki māmā, mōkito-iti rawa i tēnei aratohu. Kāore he here, te whakakotahi o ia rā, te tango tere.