Crypto & DeFi Rārangi kupu

Te reiti tūturu o te hua i whiwhi ai i runga i tētahi tāke mō tētahi tau, tae atu ki te pānga o te pānga pūreke. Ka whai whakaaro te APY ki te pānga i whiwhi i mua, ā, ka nui ake i te APR ōrite i te wā ka pāngia te pūreke.

Te reiti pānga ā-tau māmā kāore he whakakotahi. Kāore te APR e whakauru i te whakahoki haumi o te pānga kua whiwhi. I te DeFi, ka whakaatuhia te APR i te wā e tika ana kia tonoa ā-ringa ngā utu me te whakahoki ki te whakatō. He iti ake te APR i te APY, ā, ka ōrite hoki mō te reiti kotahi.

He tikanga whakawhiti kāore i te whakahaere e whakamahi ana i ngā tātaitanga pāngarau hei utu rawa. Ka āhei ngā AMM ki te tangata katoa ki te tuku waiwai ki ngā pūkete whakawhiti me te whiwhi utu. Ko Uniswap, Balancer, me Curve ngā tikanga AMM rangatira.

He tikanga whakawhiti e kohia ai ngā tono i roto i te wā kotahi, ka whakatau i te wā kotahi i roto i tētahi whakawhitinga kotahi. Ka whiwhi ngā whakawhiti katoa mō te tētahi tātau i te utu kotahi. Ka whakamahi a CowSwap i ngā hokohoko rārangi hei tiaki i te ārai MEV.

Te tukanga o te whakawhiti i ngā tohu mai i tētahi pūnaha pūkete ki tētahi atu. Ka mau ngā piriti i ngā tohu i te aho taketake, ka hanga i ngā tohu ōrite i te aho ūnga. Ka āhei ngā piriti whakawhiti-aho ki ngā kaiwhakamahi ki te uru ki ngā whai wāhitanga DeFi puta noa i ngā whatunga maha.

Ngā taonga ka tukuna hei tiaki i te wā e muku ana i te DeFi. Me nui ake te whakarite o ngā nama a ngā kaiwhiwhi (tukuna he uara nui ake i te mea e muku ana) hei tiaki i ngā kaiwhakarato. Mēnā ka heke te uara o te taonga whakarite ki raro i te pae, ka whakakorea hei utu i te nama.

Te pānga e tatauhia ana i te pūtake taketake me te pānga kua kohia mai i ngā wāhanga o mua. I te DeFi, ka tonoa, ka whakahoki aunoa ngā pouaka whakakotahi utu, ka whakapiki i te APY whaihua. Ko te tātaitanga: A = P(1 + r/n)^(nt).

He rōpū e whakahaerehia ana e ngā kirimana atamai me ngā pōti a te kaipupuri tohu, kaua i te mana pūmau. Ka whakahaere ngā DAO i ngā pūtea kaupapa, ka pōti mō ngā whakahoutanga, ka tautuhi i ngā tawhā. Ko ngā tauira ko MakerDAO, Aave DAO, me CowDAO.

He whakawhiti moni-ā-ipuranga e whakahaere ana kāore he pūkenga pūmau. Ka whakamahia e ngā DEX ngā kirimana atamai hei whakangungu i te hokohoko ā-tāngata ki te tāngata i runga i ngā pūkete kaiwhakamahi. Ka mau tonu ngā kaiwhakamahi i te rangatiratanga o ā rātou taonga i te roanga o te tukanga hokohoko.

Ngā ratonga pūtea i hangaia i runga i ngā whatunga pūkete-ā-tihi mā te whakamahi kirimana atamai, kāore he pūkenga tuku iho pērā i ngā pēke. Ka whakauru a DeFi ki te tuku, te nama, te hokohoko, te inihua, me te whakahaere taonga. Ka whakahaere ia rā i ngā haora 24, ā, ka wātea ki te tangata katoa kei a ia he pūkete-ā-ipuranga.

Ko te paerewa tohu tino noa i runga i te Ethereum. Ka whakamārama a ERC-20 i tētahi huinga ture e whai ana ngā tohu ka taea te whakawhiti i runga i te Ethereum, tae atu ki te whakawhiti, te whakaaetanga, me ngā mahi arotakenga toenga. Ko USDC, USDT, DAI, AAVE, me te nuinga o ngā tohu DeFi he ERC-20.

Ko ngā utu whakawhitinga i utua ki ngā kaiwhakamana mō te tukatuka i ngā mahi i runga i te pūnaha pūkete. I runga i te Ethereum, ka utu te hinu i te Gwei (he wāhanga o te ETH) ā, ka rerekē i runga i te piringa o te whatunga. Ka tuku ngā whatunga papaarangi 2 pērā i a Arbitrum me Base i ngā utu hinu tino iti.

He moni matihiko e tuku ana i ngā motuhake pōti ki ngā kaipupuri mō ngā whakatau a te kaupapa. Ka āhei ngā tohu kāwanatanga ki ngā hapori ki te pōti mō ngā whakahōu, ngā whakatakotoranga utu, te whakapau pūtea, me ngā tawhā o te kaupapa. Ngā tauira: AAVE, BAL, COW, COMP, MKR.

Te ngaro wā poto o te uara e pā ana ki ngā kaiwhakarato waiwai i te wā ka rerekē te ōritanga utu o ngā tohu kua tāpui i a rātou i te wā i tāpuitia. Ka noho pūmau te ngaro anake ina tangohia. He iti te ngaro kāore i te mau tonu i ngā pūreke anake o te stablecoin.

Ko te whatunga pūtake blockchain e tukatuka ana, e whakamutua ana hoki i ngā whakawhitinga. Ko Ethereum, Bitcoin, Solana, me Kaspa he blockchain Papa 1. Ka whakarato ngā L1 i te tūāpapa haumaru e hangaia ana e ngā otinga Papa 2.

He otinga whakawhānui i hangaia i runga i te blockchain Papa 1 hei whakapiki i te tere o ngā whakawhitinga me te whakaiti i ngā utu. Ka tukatuka ngā L2 i ngā whakawhitinga i waho i te aho matua, ā, ka whiwhi i tōna haumaru. Ko Arbitrum, Optimism, me Base he L2 Ethereum rongonui.

He taupānga DeFi e whakaaetia ana e ngā kaiwhakamahi te tuku me te nama rawa crypto. Ka tāpui ngā kaituku i ngā tohu ki ngā pūkete, ka whiwhi hua (APY). Ka whakarato ngā kainama i te taura pū me te utu hua. Ko Aave, Compound, me Morpho ngā tikanga tuku i mua.

Ko te hoko āwhina o te taura pū a te borrower's ina heke te uara ki raro i te ōritanga taura pū e hiahiatia ana. Ka tiaki ngā whakakāhore i ngā kaituku i ngā ngaro. I Aave, ka pā te whakakāhore ina heke te āhua hauora ki raro i te 1.0. Ka ngaro ngā kainama i tētahi wāhanga o tā rātou taura pū me tētahi whiu whakakāhore.

He kirimana atamai kei roto i ngā tahua tohu kua tuitui e whakaaetia ai te hokohoko motuhake. Ka tāpui ngā kaiwhakamahi (kaiwhakarato waiwai) i ngā tohu ki ngā pūreke, ka whiwhi wāhanga o ngā utu hokohoko. Ka whakamahia e te pūreke tētahi tikanga utu (hei tauira, te tātaitanga hua pūmau) hei tautuhi i ngā utu whakawhiti.

He kaiwhakamahi e tuku ana i ngā tohu ki tētahi pūnaha waiwai i runga i tētahi DEX. Ka whiwhi ngā LP i ngā utu tauhokohoko e ōrite ana ki tō rātou wāhanga o te pūnaha. Hei utu, ka whiwhi rātou i ngā tohu LP e whakaatu ana i tō rātou tūnga. Ko te tuku waiwai e kawea ana i te mōrearea o te ngaro kāore i te roa mō ngā tātua huringa.

Ko te painga ka taea e ngā kaihanga poraka, ngā kairapa rānei te tango mā te whakarārangi anō, te whakaurunga, te whakakore rānei i ngā whakawhitinga i roto i tētahi poraka. Ko ngā rautaki MEV auau ko te whakatere i mua me ngā whakaeke huka. Ka whakarato a CowSwap i te tiaki MEV hanganga mā ngā hokohoko rārangi.

He ratonga e tuku ana i ngā raraunga o te ao tūturu ki ngā kirimana atamai i runga i te pūkete. Ka tukuna e ngā orākura ngā hiko utu, ngā raraunga huarere, me ētahi atu mōhiohio kāore i te ipurangi. Ko Chainlink te whatunga orākura e tino whakamahia ana i te DeFi. Ka taea e ngā hapa orākura te whakatūpato i ngā whakakōkiri hē.

He tikanga whakaaetanga e kawea ana e ngā kaiwhakamana te moni matihiko hei taura hei tirotiro i ngā whakawhitinga me te whakaputa poraka. Ka kōwhiria ngā kaiwhakamana i runga i te nui o te taura me ētahi atu āhuatanga. He pai ake te whakamahi pūngao a PoS i te Proof of Work. I hurihia a Ethereum ki te PoS i te marama o Hepetema 2022.

He tikanga whakaaetanga e whakataetae ana ngā kaiwāhanga ki te whakatau i ngā panga matihiko hei tirotiro i ngā whakawhitinga me te hanga poraka hou. Ka hiahiatia e PoW te kaha rorohiko nui me te pūngao. Ka whakamahi a Bitcoin me Kaspa i te Mātauranga Mahi.

Te rerekētanga i waenganui i te utu e tūmanako ana mō tētahi hokohoko me te utu tūturu o te whakatinanatanga. Ka pā te heketanga ina huri ngā āhuatanga o te mākete i waenganui i te tuku tono me te whakatinanatanga, rānei ina nui te hokohoko i te nui o te moni e wātea ana. Ka āhei te whakaae nui ake ki te heketanga ki ngā āhuatanga hihiri kia taea ai te whakatinanatanga o ngā hokohoko, engari ka hua ake i ngā utu kino.

Waehere e whakatinanatia aunoa i runga i te pūnaha blockchain e whakakotahi ana i ngā tikanga o tētahi whakaaetanga. Ko ngā kirimana atamai te pūngao mō ngā tono DeFi — mai i ngā pūkete nama ki ngā DEX. Ka kore e taea te huri i muri i te whakatinatanga, ā, koinei te take e mea nui ai ngā arotake mō te haumaru.

He moni hiko i hoahoa kia mau tonu te uara pūmau, ā, ka hono ki te $1 USD i te nuinga o te wā. Ka taea te pūmau moni (stablecoins) te tautokohia e te moni fiat (USDC, USDT), te moni hiko (DAI), rānei te āhuatanga rorohiko. Ko rātou te tūāpapa o ngā hua DeFi nā te mea ka whakakore i te huringa utu i ngā tatauranga whiwhinga.

Locking up cryptocurrency to support a blockchain network and earn rewards. On Proof-of-Stake networks, staking involves delegating tokens to validators. Staking rewards typically range from 3-15% APY depending on the network and token.

The total value of crypto assets deposited in a DeFi protocol's smart contracts. TVL is a key metric for measuring a protocol's adoption and trust. Higher TVL generally indicates greater confidence in the protocol's security. Track TVL at defillama.com.

Te ōrau o ngā rawa i tāpuitia ki te pūnaha kārihi kārihi e kārihihia ana i tēnei wā. He nui ake te whakamahinga, ka nui ake ngā reiti pānga mō ngā kaiwhakarato me ngā kaiwhakakau. Ko te nuinga o ngā tikanga e whāia ana te 80-90% o te whakamahinga mā ngā āhua reiti pānga huringa.

He kirimana atamai e whakatinana ana i tētahi rautaki hua aunoa mō ngā kaiwhakawhakarite. Ka tāpui ngā kaiwhakamahi i ngā tohu, ā, ka whakatinanahia e te pātaka ngā rautaki DeFi uaua (kārihi, LP, whakakotahi) aunoa. Ko Beefy, Yearn, me ngā pātaka Morpho he tauira rongonui.

Rorohiko, pūrere rānei e tiaki ana i ō kī tūmataiti, ā, ka tuku i a koe ki te whakawhitiwhiti ki ngā pūnaha pūkete. Ka whakahaerehia ngā pūkete wera (MetaMask, Rabby) i tō pūtirotiro. Ka tiaki ngā pūkete mātao (Ledger, Trezor) i ngā kī ki waho mō te haumaru tino nui. Me whai pūkete koe ki te whakamahi i te DeFi.

He tikanga DeFi e kimi aunoa, ka tohatoha pūtea ki ngā rautaki whai hua teitei rawa i ngā tikanga maha. Ka whakakotahi aunoa ngā kaiwhakarite hua i ngā utu, ā, ka neke i te pūtea i waenganui i ngā whai wāhitanga. Ko Beefy Finance, Yearn, me Coinstancy he kaiwhakarite hua.

Ko te mahi whakatakoto pūtea crypto i runga i te rautaki ki ngā tikanga DeFi maha hei whakapiki i ngā hua. Ka neke ngā kaiwhakatipu hua i te pūtea i waenganui i ngā pūkete kāri, pūkete waiwai, me ngā tūnga whakatūpato ki te whai i te APY teitei rawa. Ka hiahiatia he whakahaere kaha me te mārama ki ngā tikanga maha.